HomeCompareNYMTI vs XYLD

NYMTI vs XYLD: Dividend Comparison 2026

NYMTI yields 6.80% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NYMTI wins by $772.3K in total portfolio value
10 years
NYMTI
NYMTI
● Live price
6.80%
Share price
$25.15
Annual div
$1.71
5Y div CAGR
44.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$797.6K
Annual income
$457,381.08
Full NYMTI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — NYMTI vs XYLD

📍 NYMTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTI pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTI
Annual income on $10K today (after 15% tax)
$578.25/yr
After 10yr DRIP, annual income (after tax)
$388,773.92/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, NYMTI beats the other by $386,037.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTI + XYLD for your $10,000?

NYMTI: 50%XYLD: 50%
100% XYLD50/50100% NYMTI
Portfolio after 10yr
$411.4K
Annual income
$230,300.05/yr
Blended yield
55.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTI buys
0
XYLD buys
0
No recent congressional trades found for NYMTI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTIXYLD
Forward yield6.80%10.98%
Annual dividend / share$1.71$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.2%0%
Portfolio after 10y$797.6K$25.3K
Annual income after 10y$457,381.08$3,219.02
Total dividends collected$738.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NYMTI vs XYLD ($10,000, DRIP)

YearNYMTI PortfolioNYMTI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,681$980.98$10,818$1,098.39+$863.00NYMTI
2$14,043$1,544.27$11,738$1,222.51+$2.3KNYMTI
3$17,528$2,501.97$12,774$1,364.64+$4.8KNYMTI
4$22,963$4,208.58$13,944$1,527.86+$9.0KNYMTI
5$32,001$7,430.60$15,270$1,715.87+$16.7KNYMTI
6$48,197$13,955.27$16,775$1,933.09+$31.4KNYMTI
7$79,896$28,324.91$18,490$2,184.87+$61.4KNYMTI
8$148,766$63,278.19$20,450$2,477.63+$128.3KNYMTI
9$317,968$158,788.10$22,697$2,819.19+$295.3KNYMTI
10$797,607$457,381.08$25,280$3,219.02+$772.3KNYMTI

NYMTI vs XYLD: Complete Analysis 2026

NYMTIStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, including business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); single-family rental properties; and other mortgage, residential housing, and credit-related assets. The company also qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.