HomeCompareNYMTZ vs BTI

NYMTZ vs BTI: Dividend Comparison 2026

NYMTZ yields 9.39% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.1K in total portfolio value
10 years
NYMTZ
NYMTZ
● Live price
9.39%
Share price
$18.63
Annual div
$1.75
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$2.30
Full NYMTZ calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — NYMTZ vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTZBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NYMTZ + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTZ pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTZ
Annual income on $10K today (after 15% tax)
$798.43/yr
After 10yr DRIP, annual income (after tax)
$1.95/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,366.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTZ + BTI for your $10,000?

NYMTZ: 50%BTI: 50%
100% BTI50/50100% NYMTZ
Portfolio after 10yr
$29.7K
Annual income
$1,394.47/yr
Blended yield
4.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

NYMTZ
Analyst Ratings
3
Buy
3
Hold
Consensus: Buy
Altman Z
0.7
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTZ buys
0
BTI buys
0
No recent congressional trades found for NYMTZ or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTZBTI
Forward yield9.39%5.38%
Annual dividend / share$1.75$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%11.3%
Portfolio after 10y$21.6K$37.7K
Annual income after 10y$2.30$2,786.64
Total dividends collected$1.2K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: NYMTZ vs BTI ($10,000, DRIP)

YearNYMTZ PortfolioNYMTZ Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,210$510.05$11,299$598.92$89.00BTI
2$12,285$290.16$12,794$703.91$509.00BTI
3$13,306$161.37$14,518$829.07$1.2KBTI
4$14,326$88.70$16,513$978.64$2.2KBTI
5$15,378$48.46$18,827$1,157.84$3.4KBTI
6$16,481$26.40$21,518$1,373.12$5.0KBTI
7$17,649$14.36$24,657$1,632.46$7.0KBTI
8$18,892$7.80$28,329$1,945.74$9.4KBTI
9$20,218$4.24$32,637$2,325.33$12.4KBTI
10$21,636$2.30$37,708$2,786.64$16.1KBTI

NYMTZ vs BTI: Complete Analysis 2026

NYMTZStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTZ Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this NYMTZ vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NYMTZ vs SCHDNYMTZ vs JEPINYMTZ vs ONYMTZ vs KONYMTZ vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.