Is OBIL or HDV a better dividend investment in 2026?

OBIL currently yields 4.04% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: OBIL offers higher current income.

What is the dividend yield difference between OBIL and HDV?

OBIL has a forward dividend yield of 4.04% ($2.02/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.12 percentage points.

Home › Compare › OBIL vs HDV

OBIL vs HDV: Dividend Comparison 2026

OBIL yields 4.04% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OBIL wins by $1.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OBIL

● Live price

4.04%

Share price

$50.08

Annual div

$2.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.0K

Annual income

$524.12

Full OBIL calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — OBIL vs HDV

📍 OBIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OBIL	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OBIL + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OBIL pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OBIL

Annual income on $10K today (after 15% tax)

$343.67/yr

After 10yr DRIP, annual income (after tax)

$445.50/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, OBIL beats the other by $145.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OBIL + HDV for your $10,000?

OBIL: 50%HDV: 50%

100% HDV50/50100% OBIL

Portfolio after 10yr

$25.2K

Annual income

$438.42/yr

Blended yield

1.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OBIL buys

HDV buys

No recent congressional trades found for OBIL or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOBILHDV

Forward yield	4.04% ✓	2.92%
Annual dividend / share	$2.02	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.0K ✓	$24.3K
Annual income after 10y	$524.12 ✓	$352.73
Total dividends collected	$4.7K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OBIL vs HDV ($10,000, DRIP)

Year	OBIL Portfolio	OBIL Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,104	$404.31	$11,002	$292.38	+$102.00 → OBIL
2	$12,301	$419.59	$12,084	$300.36	+$217.00 → OBIL
3	$13,597	$434.41	$13,250	$308.02	+$347.00 → OBIL
4	$14,997	$448.75	$14,506	$315.35	+$491.00 → OBIL
5	$16,510	$462.59	$15,858	$322.35	+$652.00 → OBIL
6	$18,141	$475.92	$17,313	$329.04	+$828.00 → OBIL
7	$19,900	$488.74	$18,878	$335.42	+$1.0K → OBIL
8	$21,794	$501.05	$20,560	$341.49	+$1.2K → OBIL
9	$23,832	$512.84	$22,367	$347.25	+$1.5K → OBIL
10	$26,025	$524.12	$24,307	$352.73	+$1.7K → OBIL

OBIL vs HDV: Complete Analysis 2026

OBIL — Stock

Under normal market conditions, the Adviser seeks to achieve the fund’s investment objective by investing at least 80% of the UST 12 Month Bill Fund’s net assets (plus any borrowings for investment purposes) in the component securities of the index. The underlying index is comprised of a single issue purchased at the beginning of the month and held for a full month.

Full OBIL Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.