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OCFCP vs CHD: Dividend Comparison 2026

OCFCP yields 7.00% · CHD yields 1.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OCFCP wins by $34.6K in total portfolio value
10 years
OCFCP
OCFCP
● Live price
7.00%
Share price
$25.00
Annual div
$1.75
5Y div CAGR
17.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.9K
Annual income
$9,095.84
Full OCFCP calculator →
CHD
CHD
● Live price
1.27%
Share price
$93.91
Annual div
$1.19
5Y div CAGR
23.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$1,292.51
Full CHD calculator →

Portfolio growth — OCFCP vs CHD

📍 OCFCP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCFCPCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OCFCP + CHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCFCP pays
CHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCFCP
Annual income on $10K today (after 15% tax)
$595.00/yr
After 10yr DRIP, annual income (after tax)
$7,731.46/yr
CHD
Annual income on $10K today (after 15% tax)
$107.94/yr
After 10yr DRIP, annual income (after tax)
$1,098.63/yr
At 15% tax rate, OCFCP beats the other by $6,632.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCFCP + CHD for your $10,000?

OCFCP: 50%CHD: 50%
100% CHD50/50100% OCFCP
Portfolio after 10yr
$43.6K
Annual income
$5,194.17/yr
Blended yield
11.90%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CHD right now

OCFCP
Analyst Ratings
1
Strong
2
Buy
3
Hold
Consensus: Hold
Altman Z
1.2
Piotroski
7/9
CHD
Analyst Ratings
18
Buy
15
Hold
1
Sell
Consensus: Buy
Price Target
$98.40
+4.8% upside vs current
Range: $82.00 — $110.00
Altman Z
4.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCFCP buys
0
CHD buys
0
No recent congressional trades found for OCFCP or CHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCFCPCHD
Forward yield7.00%1.27%
Annual dividend / share$1.75$1.19
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.3%23.1%
Portfolio after 10y$60.9K$26.4K
Annual income after 10y$9,095.84$1,292.51
Total dividends collected$34.4K$5.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: OCFCP vs CHD ($10,000, DRIP)

YearOCFCP PortfolioOCFCP Income/yrCHD PortfolioCHD Income/yrGap
1← crossover$11,521$821.10$10,856$156.32+$665.00OCFCP
2$13,365$1,037.07$11,811$195.24+$1.6KOCFCP
3$15,619$1,318.81$12,883$244.38+$2.7KOCFCP
4$18,402$1,689.64$14,091$306.64+$4.3KOCFCP
5$21,872$2,182.32$15,463$385.88+$6.4KOCFCP
6$26,247$2,843.58$17,033$487.17+$9.2KOCFCP
7$31,825$3,740.79$18,843$617.36+$13.0KOCFCP
8$39,025$4,972.42$20,947$785.72+$18.1KOCFCP
9$48,441$6,684.34$23,419$1,004.91+$25.0KOCFCP
10$60,928$9,095.84$26,350$1,292.51+$34.6KOCFCP

OCFCP vs CHD: Complete Analysis 2026

OCFCPStock

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.

Full OCFCP Calculator →

CHDConsumer Staples

Church & Dwight Co., Inc. develops, manufactures, and markets household, personal care, and specialty products. It operates through three segments: Consumer Domestic, Consumer International, and Specialty Products Division. The company offers cat litters, carpet deodorizers, laundry detergents, and baking soda, as well as other baking soda based products under the ARM & HAMMER brand; condoms, lubricants, and vibrators under the TROJAN brand; stain removers, cleaning solutions, laundry detergents, and bleach alternatives under the OXICLEAN brand; battery-operated and manual toothbrushes under the SPINBRUSH brand; home pregnancy and ovulation test kits under the FIRST RESPONSE brand; depilatories under the NAIR brand; oral analgesics under the ORAJEL brand; laundry detergents under the XTRA brand; gummy dietary supplements under the L'IL CRITTERS and VITAFUSION brands; dry shampoos under the BATISTE brand; water flossers and replacement showerheads under the WATERPIK brand; FLAWLESS products; cold shortening and relief products under the ZICAM brand; and oral care products under the THERABREATH brand. Its specialty products include animal productivity products, such as MEGALAC rumen bypass fat, a supplement that enables cows to maintain energy levels during the period of high milk production; BIO-CHLOR and FERMENTEN, which are used to reduce health issues associated with calving, as well as provides needed protein; and CELMANAX refined functional carbohydrate, a yeast-based prebiotic. The company offers sodium bicarbonate; and cleaning and deodorizing products. It sells its consumer products through supermarkets, mass merchandisers, wholesale clubs, drugstores, convenience stores, home stores, dollar and other discount stores, pet and other specialty stores, and websites and other e-commerce channels; and specialty products to industrial customers and livestock producers through distributors. The company was founded in 1846 and is headquartered in Ewing, New Jersey.

Full CHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.