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OceanFirst Financial Corp. · NASDAQ
Price: $25.00 · Annual div: $1.75/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in OCFCP → $1.15M in 10 years · $346.53/month
OceanFirst Financial Corp. functions as the parent entity for OceanFirst Bank N.A., delivering a comprehensive range of community banking solutions. It caters to a diverse clientele, including individual consumers, governmental bodies, and businesses, offering various deposit options such as money market, savings, interest-bearing and non-interest-bearing checking accounts, and time deposits. The institution extends financing for a variety of commercial needs, including commercial real estate, multi-family properties, land acquisition, construction projects, and general commercial and industrial operations. Furthermore, it provides home financing through both fixed-rate and adjustable-rate mortgages for residential properties accommodating one to four families. Its consumer lending portfolio encompasses home equity loans and lines of credit, student loans, overdraft protection lines, loans secured by savings accounts, and other personal loan products. Beyond banking services, the corporation also strategically invests in financial instruments such as mortgage-backed securities, U.S. government and agency-issued bonds, corporate debt, and other investment vehicles. Additional services offered include bankcard services, wealth management, trust and asset management, alongside the sale of alternative investment products and life insurance policies. As of December 31, 2021, OceanFirst maintained a significant operational footprint. This included a main branch in Toms River, administrative centers in Red Bank and Mount Laurel, and a network of 46 additional branch locations complemented by four deposit production facilities spread across central and southern New Jersey. Its reach for commercial lending extended further, with dedicated offices in New Jersey, New York City, the greater Philadelphia region, Baltimore, and Boston. Established in 1902, the company maintains its principal executive offices in Red Bank, New Jersey.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold OCFCP.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.00% | 4.20% | $700 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.95% | 3.15% | $595 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.60% | 2.80% | $560 / yr |
| 🇬🇧 UK ISA | 0% | 7.00% | 4.20% | $700 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.39% | 3.59% | $639 / yr |
| 🇨🇦 TFSA | 0% | 7.00% | 4.20% | $700 / yr |
| 🇨🇦 CA Taxable | 25% | 5.25% | 2.45% | $525 / yr |
| 🇦🇺 Super (pension) | 15% | 5.95% | 3.15% | $595 / yr |
| 🇦🇺 AU Taxable | 30% | 4.90% | 2.10% | $490 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.15% | 2.35% | $515 / yr |
| 🇫🇷 FR Taxable | 30% | 4.90% | 2.10% | $490 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.75/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
OCFCP pays quarterly — 4 times per year. Next ex-div: TBD.
How OCFCP compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OCFCP sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Other | 2026-06-01 | 11,386.64 | — | — | ||
| A-Award | 2026-06-01 | 52,262 | — | — | ||
| A-Award | 2026-06-01 | 65,323 | — | — | ||
| A-Award | 2026-06-01 | 104,737 | — | — | ||
| A-Award | 2026-06-01 | 52,190 | — | — | ||
| A-Award | 2026-06-01 | 52,262 | — | — | ||
| A-Award | 2026-06-01 | 113,329 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OCFCP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
OceanFirst Financial Corp. (OCFCP) is currently trading at $25.00, 11% below its 52-week high. The current dividend yield is 7.00% based on an annual payout of $1.75 per share.
OceanFirst Financial Corp. (OCFCP) is a financial services stock currently trading at $25.00 with a dividend yield of 7.00%. The company pays an annual dividend of $1.75 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, OCFCP has grown its dividend at a compound annual rate of 17.3%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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