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OCFCP vs MRK: Dividend Comparison 2026

OCFCP yields 7.00% · MRK yields 2.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OCFCP wins by $4.2K in total portfolio value
10 years
OCFCP
OCFCP
● Live price
7.00%
Share price
$25.00
Annual div
$1.75
5Y div CAGR
17.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.9K
Annual income
$9,095.84
Full OCFCP calculator →
MRK
Merck & Co. Inc.
● Live price
2.76%
Share price
$120.31
Annual div
$3.32
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.8K
Annual income
$9,798.13
Full MRK calculator →

Portfolio growth — OCFCP vs MRK

📍 OCFCP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCFCPMRK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OCFCP + MRK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCFCP pays
MRK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCFCP
Annual income on $10K today (after 15% tax)
$595.00/yr
After 10yr DRIP, annual income (after tax)
$7,731.46/yr
MRK
Annual income on $10K today (after 15% tax)
$234.56/yr
After 10yr DRIP, annual income (after tax)
$8,328.41/yr
At 15% tax rate, MRK beats the other by $596.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCFCP + MRK for your $10,000?

OCFCP: 50%MRK: 50%
100% MRK50/50100% OCFCP
Portfolio after 10yr
$58.9K
Annual income
$9,446.99/yr
Blended yield
16.05%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

OCFCP
Analyst Ratings
1
Strong
2
Buy
3
Hold
Consensus: Hold
Altman Z
1.2
Piotroski
7/9
MRK
Analyst Ratings
25
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$128.54
+6.8% upside vs current
Range: $100.00 — $150.00
Altman Z
4.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCFCP buys
0
MRK buys
0
No recent congressional trades found for OCFCP or MRK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCFCPMRK
Forward yield7.00%2.76%
Annual dividend / share$1.75$3.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.3%32.7%
Portfolio after 10y$60.9K$56.8K
Annual income after 10y$9,095.84$9,798.13
Total dividends collected$34.4K$28.9K
Payment frequencyquarterlyquarterly
SectorStockHealthcare
Analyst consensusHoldBuy

Year-by-year: OCFCP vs MRK ($10,000, DRIP)

YearOCFCP PortfolioOCFCP Income/yrMRK PortfolioMRK Income/yrGap
1← crossover$11,521$821.10$11,206$366.19+$315.00OCFCP
2$13,365$1,037.07$12,650$502.35+$715.00OCFCP
3$15,619$1,318.81$14,407$694.19+$1.2KOCFCP
4$18,402$1,689.64$16,585$967.82+$1.8KOCFCP
5$21,872$2,182.32$19,342$1,363.89+$2.5KOCFCP
6$26,247$2,843.58$22,913$1,947.19+$3.3KOCFCP
7$31,825$3,740.79$27,662$2,823.89+$4.2KOCFCP
8$39,025$4,972.42$34,159$4,173.35+$4.9KOCFCP
9$48,441$6,684.34$43,337$6,308.80+$5.1KOCFCP
10$60,928$9,095.84$56,776$9,798.13+$4.2KOCFCP

OCFCP vs MRK: Complete Analysis 2026

OCFCPStock

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.

Full OCFCP Calculator →

MRKHealthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.