HomeCompareOCN vs ADC

OCN vs ADC: Dividend Comparison 2026

OCN yields 7.97% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $145.0K in total portfolio value· pulled ahead in Year 5
10 years
OCN
OCN
● Live price
7.97%
Share price
$25.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,320.97
Full OCN calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — OCN vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCNADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OCN + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCN pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCN
Annual income on $10K today (after 15% tax)
$677.83/yr
After 10yr DRIP, annual income (after tax)
$1,122.82/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,554.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCN + ADC for your $10,000?

OCN: 50%ADC: 50%
100% ADC50/50100% OCN
Portfolio after 10yr
$106.4K
Annual income
$41,059.14/yr
Blended yield
38.58%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

OCN
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
0.2
Piotroski
3/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCN buys
0
ADC buys
0
No recent congressional trades found for OCN or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCNADC
Forward yield7.97%4.13%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$33.9K$178.9K
Annual income after 10y$1,320.97$80,797.29
Total dividends collected$10.6K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusBuyBuy

Year-by-year: OCN vs ADC ($10,000, DRIP)

YearOCN PortfolioOCN Income/yrADC PortfolioADC Income/yrGap
1$11,497$797.45$10,990$580.36+$507.00OCN
2$13,159$856.88$12,301$860.26+$858.00OCN
3$14,997$916.56$14,104$1,298.62+$893.00OCN
4$17,023$976.23$16,691$2,008.16+$332.00OCN
5← crossover$19,250$1,035.62$20,580$3,205.09$1.3KADC
6$21,692$1,094.50$26,754$5,330.02$5.1KADC
7$24,363$1,152.66$37,196$9,345.14$12.8KADC
8$27,279$1,209.90$56,244$17,523.09$29.0KADC
9$30,454$1,266.06$94,286$35,736.21$63.8KADC
10$33,907$1,320.97$178,949$80,797.29$145.0KADC

OCN vs ADC: Complete Analysis 2026

OCNStock

Ocwen Financial Corporation, a financial services company, originates and services mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through Servicing and Originations segments. It provides commercial mortgage loan servicing, special servicing, and asset management services, as well as residential mortgage loan servicing, such as forward and reverse conventional, government-insured, and non-agency loans, including the reverse mortgage loans to owners of mortgage loans and foreclosed real estate. The company also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. Ocwen Financial Corporation serves primarily under the PHH Mortgage and Liberty Reverse Mortgage brands. The company was founded in 1988 and is headquartered in West Palm Beach, Florida.

Full OCN Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.