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OFC vs BTI: Dividend Comparison 2026

OFC yields 4.57% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.3K in total portfolio value
10 years
OFC
OFC
● Live price
4.57%
Share price
$24.94
Annual div
$1.14
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$0.46
Full OFC calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — OFC vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOFCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OFC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OFC pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OFC
Annual income on $10K today (after 15% tax)
$388.53/yr
After 10yr DRIP, annual income (after tax)
$0.39/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $2,381.56/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of OFC + BTI for your $10,000?

OFC: 50%BTI: 50%
100% BTI50/50100% OFC
Portfolio after 10yr
$29.1K
Annual income
$1,401.37/yr
Blended yield
4.81%
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Analyst Conviction Gap

Where Wall Street is split right now

OFC
Analyst Ratings
11
Buy
13
Hold
1
Sell
Consensus: Hold
Altman Z
0.7
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OFC buys
0
BTI buys
0
No recent congressional trades found for OFC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOFCBTI
Forward yield4.57%5.40%
Annual dividend / share$1.14$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$20.5K$37.8K
Annual income after 10y$0.46$2,802.29
Total dividends collected$463.00$14.4K
Payment frequencyquarterlyquarterly
SectorREITConsumer Staples
Analyst consensusHoldBuy

Year-by-year: OFC vs BTI ($10,000, DRIP)

YearOFC PortfolioOFC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,929$228.55$11,301$601.08$372.00BTI
2$11,810$116.72$12,799$706.58$989.00BTI
3$12,696$58.94$14,527$832.38$1.8KBTI
4$13,614$29.61$16,527$982.75$2.9KBTI
5$14,582$14.84$18,846$1,162.95$4.3KBTI
6$15,610$7.43$21,545$1,379.49$5.9KBTI
7$16,707$3.71$24,694$1,640.41$8.0KBTI
8$17,878$1.86$28,378$1,955.69$10.5KBTI
9$19,130$0.93$32,702$2,337.79$13.6KBTI
10$20,470$0.46$37,794$2,802.29$17.3KBTI

OFC vs BTI: Complete Analysis 2026

OFCREIT

COPT is a REIT that owns, manages, leases, develops and selectively acquires office and data center properties. The majority of its portfolio is in locations that support the United States Government and its contractors, most of whom are engaged in national security, defense and information technology ("IT") related activities servicing what it believes are growing, durable, priority missions ("Defense/IT Locations"). The Company also owns a portfolio of office properties located in select urban/urban-like submarkets in the Greater Washington, DC/Baltimore region with durable Class-A office fundamentals and characteristics ("Regional Office Properties"). As of December 31, 2020, the Company derived 87% of its core portfolio annualized rental revenue from Defense/IT Locations and 13% from its Regional Office Properties. As of the same date and including 17 properties owned through unconsolidated joint ventures, COPT's core portfolio of 179 office and data center shell properties encompassed 20.8 million square feet and was 95.0% leased; the Company also owned one wholesale data center with a critical load of 19.25 megawatts that was 86.7% leased.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.