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OITAF vs BTI: Dividend Comparison 2026

OITAF yields 25.62% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OITAF wins by $3.82M in total portfolio value
10 years
OITAF
OITAF
● Live price
25.62%
Share price
$4.31
Annual div
$1.10
5Y div CAGR
26.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.86M
Annual income
$2,242,369.59
Full OITAF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — OITAF vs BTI

📍 OITAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOITAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OITAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OITAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OITAF
Annual income on $10K today (after 15% tax)
$2,177.66/yr
After 10yr DRIP, annual income (after tax)
$1,906,014.15/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, OITAF beats the other by $1,903,645.51/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of OITAF + BTI for your $10,000?

OITAF: 50%BTI: 50%
100% BTI50/50100% OITAF
Portfolio after 10yr
$1.95M
Annual income
$1,122,578.11/yr
Blended yield
57.64%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

OITAF
No analyst data
Altman Z
0.2
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OITAF buys
0
BTI buys
0
No recent congressional trades found for OITAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOITAFBTI
Forward yield25.62%5.38%
Annual dividend / share$1.10$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR26.7%11.3%
Portfolio after 10y$3.86M$37.7K
Annual income after 10y$2,242,369.59$2,786.64
Total dividends collected$3.65M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: OITAF vs BTI ($10,000, DRIP)

YearOITAF PortfolioOITAF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,946$3,245.99$11,299$598.92+$2.6KOITAF
2$20,283$5,360.30$12,794$703.91+$7.5KOITAF
3$30,933$9,231.12$14,518$829.07+$16.4KOITAF
4$49,769$16,670.68$16,513$978.64+$33.3KOITAF
5$85,013$31,760.04$18,827$1,157.84+$66.2KOITAF
6$155,203$64,238.93$21,518$1,373.12+$133.7KOITAF
7$304,936$138,868.83$24,657$1,632.46+$280.3KOITAF
8$649,359$323,076.97$28,329$1,945.74+$621.0KOITAF
9$1,509,470$814,656.43$32,637$2,325.33+$1.48MOITAF
10$3,857,503$2,242,369.59$37,708$2,786.64+$3.82MOITAF

OITAF vs BTI: Complete Analysis 2026

OITAFStock

The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Japan. It operates through two segments, Banking and Leasing. The company offers general saving account; saving, time, current, and foreign currency deposit accounts; public bonds; investment trust; car, education, housing, renovation, card, free, business owner, and empty house demolition and utilization loans; reverse mortgage; and insurance services. It also provides point, campaign, internet banking, ATM, bank app and PayB, payment, foreign currency, mail order, web account transfer reception, fund transfer acceptance, consultation, forex web, debit and credit card, and foreign remittance services. In addition, the company offers inheritance and gift related services; safe deposit boxes; automatic pension receipt services; and pension plan services. As of September 30, 2022, it operated through 93 branches. The Oita Bank, Ltd. was founded in 1893 and is headquartered in Oita, Japan.

Full OITAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.