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OJOC vs BTI: Dividend Comparison 2026

OJOC yields 1.84% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OJOC wins by $45.02M in total portfolio value· pulled ahead in Year 3
10 years
OJOC
OJOC
● Live price
1.84%
Share price
$326.00
Annual div
$6.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.06M
Annual income
$40,797,915.56
Full OJOC calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — OJOC vs BTI

📍 OJOC pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOJOCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OJOC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OJOC pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OJOC
Annual income on $10K today (after 15% tax)
$156.44/yr
After 10yr DRIP, annual income (after tax)
$34,678,228.23/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, OJOC beats the other by $34,675,859.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OJOC + BTI for your $10,000?

OJOC: 50%BTI: 50%
100% BTI50/50100% OJOC
Portfolio after 10yr
$22.55M
Annual income
$20,400,351.10/yr
Blended yield
90.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

OJOC
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OJOC buys
0
BTI buys
0
No recent congressional trades found for OJOC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOJOCBTI
Forward yield1.84%5.38%
Annual dividend / share$6.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$45.06M$37.7K
Annual income after 10y$40,797,915.56$2,786.64
Total dividends collected$44.70M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: OJOC vs BTI ($10,000, DRIP)

YearOJOC PortfolioOJOC Income/yrBTI PortfolioBTI Income/yrGap
1$11,068$368.10$11,299$598.92$231.00BTI
2$12,604$761.52$12,794$703.91$190.00BTI
3← crossover$15,108$1,620.98$14,518$829.07+$590.00OJOC
4$19,797$3,631.62$16,513$978.64+$3.3KOJOC
5$30,078$8,894.96$18,827$1,157.84+$11.3KOJOC
6$57,443$25,260.24$21,518$1,373.12+$35.9KOJOC
7$151,638$90,173.70$24,657$1,632.46+$127.0KOJOC
8$607,186$444,933.52$28,329$1,945.74+$578.9KOJOC
9$3,979,774$3,330,084.43$32,637$2,325.33+$3.95MOJOC
10$45,056,273$40,797,915.56$37,708$2,786.64+$45.02MOJOC

OJOC vs BTI: Complete Analysis 2026

OJOCStock

Ojai Oil Company engages in the operation and management of self-storage facilities primarily in Southern California and Southern Nevada. It is also involved in the operation and management of commercial and residential buildings. In addition, the company invests in, produces, sells, and manages oil and gas properties. Further, it invests in securities; and owns and operates communication towers that provide antenna and microwave disc space. The company was incorporated in 1900 and is based in Camarillo, California.

Full OJOC Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.