HomeCompareOPFI vs MAIN

OPFI vs MAIN: Dividend Comparison 2026

OPFI yields 4.00% · MAIN yields 8.41% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $29.1K in total portfolio value
10 years
OPFI
OPFI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full OPFI calculator →
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →

Portfolio growth — OPFI vs MAIN

Annual dividend income

MetricOPFIMAIN
Forward yield4.00%8.41%
Annual dividend / share$2.00$4.44
Payout ratio50%82%
1-year div growth5%3.7%
5-year div CAGR5%5.1%
Portfolio after 10y$28.0K$57.2K
Annual income after 10y$899.19$2,355.47
Total dividends collected$6.4K$15.5K
Payment frequencyquarterlymonthly
SectorStockBDC

Year-by-year: OPFI vs MAIN ($10,000, DRIP)

YearOPFI PortfolioOPFI Income/yrMAIN PortfolioMAIN Income/yrGap
1$11,120$420.00$12,124$883.80$1.0KMAIN
2$12,357$458.31$14,629$1,001.91$2.3KMAIN
3$13,721$499.76$17,573$1,130.42$3.9KMAIN
4$15,227$544.58$21,022$1,269.75$5.8KMAIN
5$16,885$593.02$25,049$1,420.29$8.2KMAIN
6$18,713$645.34$29,738$1,582.45$11.0KMAIN
7$20,724$701.81$35,182$1,756.64$14.5KMAIN
8$22,938$762.73$41,488$1,943.25$18.6KMAIN
9$25,372$828.41$48,775$2,142.72$23.4KMAIN
10$28,047$899.19$57,179$2,355.47$29.1KMAIN

OPFI vs MAIN: Complete Analysis 2026

OPFIStock

OPFI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in OPFI shares.

Full OPFI Calculator →

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

Frequently Asked Questions

Is OPFI or MAIN better for dividend income in 2026?
OPFI currently offers a 4.00% yield (2.00/share/year) while MAIN offers 8.41% (4.44/share/year). MAIN provides higher current income. However, MAIN has grown its dividend faster (5.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in OPFI vs MAIN earn per year?
With $10,000 invested today: OPFI pays approximately $400/year. MAIN pays approximately $841/year. With DRIP reinvestment over 10 years, these grow to $899/year (OPFI) and $2,355/year (MAIN).
Does OPFI or MAIN pay monthly dividends?
OPFI pays quarterly dividends. MAIN pays monthly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this OPFI vs MAIN comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

OPFI vs SCHDOPFI vs JEPIOPFI vs OOPFI vs KOOPFI vs ARCCOPFI vs HTGCOPFI vs GBDCOPFI vs ORCCMAIN vs ARCCMAIN vs HTGCMAIN vs GBDCMAIN vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.