Is OPOF or JEPQ a better dividend investment in 2026?

OPOF currently yields 1.00% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between OPOF and JEPQ?

OPOF has a forward dividend yield of 1.00% ($0.42/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 10.10 percentage points.

Home › Compare › OPOF vs JEPQ

OPOF vs JEPQ: Dividend Comparison 2026

OPOF yields 1.00% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $21.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OPOF

● Live price

1.00%

Share price

$42.10

Annual div

$0.42

5Y div CAGR

16.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.2K

Annual income

$538.11

Full OPOF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — OPOF vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OPOF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OPOF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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OPOF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OPOF

Annual income on $10K today (after 15% tax)

$84.80/yr

After 10yr DRIP, annual income (after tax)

$457.39/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JEPQ beats the other by $1,372.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OPOF + JEPQ for your $10,000?

OPOF: 50%JEPQ: 50%

100% JEPQ50/50100% OPOF

Portfolio after 10yr

$34.0K

Annual income

$1,345.34/yr

Blended yield

3.96%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OPOF buys

JEPQ buys

No recent congressional trades found for OPOF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOPOFJEPQ

Forward yield	1.00%	11.10% ✓
Annual dividend / share	$0.42	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	16.7% ✓	0%
Portfolio after 10y	$23.2K	$44.8K ✓
Annual income after 10y	$538.11	$2,152.59 ✓
Total dividends collected	$2.8K	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: OPOF vs JEPQ ($10,000, DRIP)

Year	OPOF Portfolio	OPOF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$10,816	$116.42	$11,930	$1,110.39	$1.1K → JEPQ
2	$11,711	$137.34	$14,133	$1,224.34	$2.4K → JEPQ
3	$12,693	$162.18	$16,632	$1,340.46	$3.9K → JEPQ
4	$13,773	$191.72	$19,454	$1,457.97	$5.7K → JEPQ
5	$14,964	$226.89	$22,626	$1,576.08	$7.7K → JEPQ
6	$16,280	$268.86	$26,175	$1,694.09	$9.9K → JEPQ
7	$17,739	$319.03	$30,133	$1,811.32	$12.4K → JEPQ
8	$19,360	$379.12	$34,531	$1,927.17	$15.2K → JEPQ
9	$21,166	$451.27	$39,403	$2,041.08	$18.2K → JEPQ
10	$23,186	$538.11	$44,787	$2,152.59	$21.6K → JEPQ

OPOF vs JEPQ: Complete Analysis 2026

OPOF — Stock

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.

Full OPOF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.