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ORPB vs GBDC: Dividend Comparison 2026

ORPB yields 18.21% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.71M in total portfolio value· pulled ahead in Year 2
10 years
ORPB
ORPB
● Live price
18.21%
Share price
$10.98
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$65.4K
Annual income
$5,543.22
Full ORPB calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — ORPB vs GBDC

📍 GBDC pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodORPBGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ORPB + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ORPB pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ORPB
Annual income on $10K today (after 15% tax)
$1,548.27/yr
After 10yr DRIP, annual income (after tax)
$4,711.74/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,926,162.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ORPB + GBDC for your $10,000?

ORPB: 50%GBDC: 50%
100% GBDC50/50100% ORPB
Portfolio after 10yr
$10.42M
Annual income
$8,197,403.31/yr
Blended yield
78.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

ORPB
No analyst data
Altman Z
0.3
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ORPB buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricORPBGBDC
Forward yield18.21%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$65.4K$20.78M
Annual income after 10y$5,543.22$16,389,263.41
Total dividends collected$35.4K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: ORPB vs GBDC ($10,000, DRIP)

YearORPB PortfolioORPB Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,521$1,821.49$12,490$1,790.28+$31.00ORPB
2← crossover$15,530$2,131.57$16,522$3,157.73$992.00GBDC
3$19,087$2,470.70$23,578$5,898.68$4.5KGBDC
4$23,262$2,838.06$37,115$11,886.75$13.9KGBDC
5$28,122$3,232.44$66,136$26,423.57$38.0KGBDC
6$33,743$3,652.24$137,257$66,491.44$103.5KGBDC
7$40,201$4,095.52$341,734$194,868.54$301.5KGBDC
8$47,575$4,560.09$1,050,788$685,133.02$1.00MGBDC
9$55,948$5,043.52$4,099,314$2,974,971.01$4.04MGBDC
10$65,408$5,543.22$20,775,530$16,389,263.41$20.71MGBDC

ORPB vs GBDC: Complete Analysis 2026

ORPBStock

Oregon Pacific Bancorp operates as the bank holding company for Oregon Pacific Banking Company that provides various banking products and services to individual and business customers in the United States. The company's deposit products include checking, savings, money market, and time deposit accounts. It also provides business loans, including mortgage loans, commercial real estate loans, equipment financing, and government guaranteed loans. In addition, the company offers vehicle loans for cars, boats, ATVs, RVs, and motorcycles; personal loans comprising unsecured installment loans, unsecured lines of credit, home equity lines of credit, and home equity term loans, as well as cash secured loans with a certificate of deposit; mortgage loans; and credit cards. Further, it provides merchant services that include payment processing solutions; cash management services; trust and fiduciary services, such as trust administration, and estate planning and settlement services; wealth management services; retirement planning services; and investment and insurance products. The company also provides online and mobile banking, night depository, notary, and overdraft protection services; and safe deposit boxes. It operates through full-service branches in Florence, Eugene, Coos Bay, Roseburg, and Medford; and offers trust services in Florence, Coos Bay, Medford, and Eugene. Oregon Pacific Bancorp was founded in 1979 and is headquartered in Florence, Oregon.

Full ORPB Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.