Is OSTBP or FCPT a better dividend investment in 2026?

OSTBP currently yields 1.58% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between OSTBP and FCPT?

OSTBP has a forward dividend yield of 1.58% ($0.64/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 4.47 percentage points.

Home › Compare › OSTBP vs FCPT

OSTBP vs FCPT: Dividend Comparison 2026

OSTBP yields 1.58% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $29.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OSTBP

● Live price

1.58%

Share price

$40.40

Annual div

$0.64

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$0.16

Full OSTBP calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — OSTBP vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OSTBP	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OSTBP + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OSTBP pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSTBP

Annual income on $10K today (after 15% tax)

$134.65/yr

After 10yr DRIP, annual income (after tax)

$0.14/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,908.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OSTBP + FCPT for your $10,000?

OSTBP: 50%FCPT: 50%

100% FCPT50/50100% OSTBP

Portfolio after 10yr

$34.5K

Annual income

$2,887.72/yr

Blended yield

8.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

OSTBP

Analyst Ratings

Buy

Consensus: Buy

Price Target

$98.00

+142.6% upside vs current

Range: $98.00 — $98.00

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSTBP buys

FCPT buys

No recent congressional trades found for OSTBP or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOSTBPFCPT

Forward yield	1.58%	6.05% ✓
Annual dividend / share	$0.64	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	15.8% ✓
Portfolio after 10y	$19.9K	$49.1K ✓
Annual income after 10y	$0.16	$5,775.28 ✓
Total dividends collected	$159.00 ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Hold
Analyst price target	$98.00 ✓	$27.00

Year-by-year: OSTBP vs FCPT ($10,000, DRIP)

Year	OSTBP Portfolio	OSTBP Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$10,779	$79.21	$11,401	$700.92	$622.00 → FCPT
2	$11,574	$39.90	$13,064	$864.84	$1.5K → FCPT
3	$12,404	$20.02	$15,051	$1,072.48	$2.6K → FCPT
4	$13,282	$10.02	$17,442	$1,337.22	$4.2K → FCPT
5	$14,217	$5.02	$20,340	$1,677.08	$6.1K → FCPT
6	$15,215	$2.51	$23,880	$2,116.57	$8.7K → FCPT
7	$16,281	$1.25	$28,241	$2,689.36	$12.0K → FCPT
8	$17,421	$0.63	$33,660	$3,442.07	$16.2K → FCPT
9	$18,641	$0.31	$40,456	$4,439.95	$21.8K → FCPT
10	$19,946	$0.16	$49,063	$5,775.28	$29.1K → FCPT

OSTBP vs FCPT: Complete Analysis 2026

OSTBP — Stock

Overstock.com, Inc. operates as an online retailer in the United States. The company offers furniture, décor, area rug, bedding and bath, home improvement, outdoor, and kitchen and dining items. It provides its products and services through its internet websites comprising overstock.com, o.co, overstock.ca, and overstockgovernment.com. The company also offers businesses advertising products or services on its website; Market Partner, a service that allows its partners to sell their products through third party sites; products to international customers using third party logistics providers; and Supplier Oasis, a single integration point through its partners can manage their products, inventory, and sales channels, as well as obtain multi-channel fulfillment services through its distribution network. The company was formerly known as D2-Discounts Direct and changed its name to Overstock.com, Inc. in October 1999. Overstock.com, Inc. was founded in 1997 and is headquartered in Midvale, Utah.

Full OSTBP Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.