HomeCompareOSTKO vs BTI

OSTKO vs BTI: Dividend Comparison 2026

OSTKO yields 1.16% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.9K in total portfolio value
10 years
OSTKO
OSTKO
● Live price
1.16%
Share price
$27.50
Annual div
$0.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$0.11
Full OSTKO calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — OSTKO vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOSTKOBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OSTKO + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OSTKO pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSTKO
Annual income on $10K today (after 15% tax)
$98.91/yr
After 10yr DRIP, annual income (after tax)
$0.09/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $2,381.85/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of OSTKO + BTI for your $10,000?

OSTKO: 50%BTI: 50%
100% BTI50/50100% OSTKO
Portfolio after 10yr
$28.8K
Annual income
$1,401.20/yr
Blended yield
4.86%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

OSTKO
Analyst Ratings
3
Buy
Consensus: Buy
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSTKO buys
0
BTI buys
0
No recent congressional trades found for OSTKO or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOSTKOBTI
Forward yield1.16%5.40%
Annual dividend / share$0.32$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$19.9K$37.8K
Annual income after 10y$0.11$2,802.29
Total dividends collected$117.00$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: OSTKO vs BTI ($10,000, DRIP)

YearOSTKO PortfolioOSTKO Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,758$58.18$11,301$601.08$543.00BTI
2$11,541$29.25$12,799$706.58$1.3KBTI
3$12,363$14.66$14,527$832.38$2.2KBTI
4$13,236$7.34$16,527$982.75$3.3KBTI
5$14,166$3.67$18,846$1,162.95$4.7KBTI
6$15,159$1.84$21,545$1,379.49$6.4KBTI
7$16,221$0.92$24,694$1,640.41$8.5KBTI
8$17,357$0.46$28,378$1,955.69$11.0KBTI
9$18,573$0.23$32,702$2,337.79$14.1KBTI
10$19,873$0.11$37,794$2,802.29$17.9KBTI

OSTKO vs BTI: Complete Analysis 2026

OSTKOStock

Overstock.com, Inc. operates as an online retailer in the United States. The company offers furniture, décor, area rug, bedding and bath, home improvement, outdoor, and kitchen and dining items. It provides its products and services through its internet websites comprising overstock.com, o.co, overstock.ca, and overstockgovernment.com. The company also offers businesses advertising products or services on its website; Market Partner, a service that allows its partners to sell their products through third party sites; products to international customers using third party logistics providers; and Supplier Oasis, a single integration point through its partners can manage their products, inventory, and sales channels, as well as obtain multi-channel fulfillment services through its distribution network. The company was formerly known as D2-Discounts Direct and changed its name to Overstock.com, Inc. in October 1999. Overstock.com, Inc. was founded in 1997 and is headquartered in Midvale, Utah.

Full OSTKO Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.