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OTIVF vs BTI: Dividend Comparison 2026

OTIVF yields 3389.83% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OTIVF wins by $1461359253692.38M in total portfolio value
10 years
OTIVF
OTIVF
● Live price
3389.83%
Share price
$0.06
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1461359253692.42M
Annual income
$1,381,206,507,162,207,700.00
Full OTIVF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — OTIVF vs BTI

📍 OTIVF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOTIVFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OTIVF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OTIVF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTIVF
Annual income on $10K today (after 15% tax)
$288,135.59/yr
After 10yr DRIP, annual income (after tax)
$1,174,025,531,087,876,600.00/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, OTIVF beats the other by $1,174,025,531,087,874,300.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTIVF + BTI for your $10,000?

OTIVF: 50%BTI: 50%
100% BTI50/50100% OTIVF
Portfolio after 10yr
$730679626846.23M
Annual income
$690,603,253,581,105,300.00/yr
Blended yield
94.52%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

OTIVF
Analyst Ratings
3
Buy
Consensus: Buy
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTIVF buys
0
BTI buys
0
No recent congressional trades found for OTIVF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOTIVFBTI
Forward yield3389.83%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$1461359253692.42M$37.7K
Annual income after 10y$1,381,206,507,162,207,700.00$2,786.64
Total dividends collected$1455851640848.39M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: OTIVF vs BTI ($10,000, DRIP)

YearOTIVF PortfolioOTIVF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$349,683$338,983.05$11,299$598.92+$338.4KOTIVF
2$11,452,350$11,078,189.48$12,794$703.91+$11.44MOTIVF
3$351,336,263$339,082,248.07$14,518$829.07+$351.32MOTIVF
4$10,097,795,751$9,721,865,949.49$16,513$978.64+$10097.78MOTIVF
5$271,942,269,608$261,137,628,154.11$18,827$1,157.84+$271942.25MOTIVF
6$6,863,557,206,364$6,572,578,977,883.92$21,518$1,373.12+$6863557.18MOTIVF
7$162,377,157,810,145$155,033,151,599,335.72$24,657$1,632.46+$162377157.79MOTIVF
8$3,601,551,461,033,851$3,427,807,902,176,995.00$28,329$1,945.74+$3601551461.01MOTIVF
9$74,909,108,906,737,280$71,055,448,843,431,064.00$32,637$2,325.33+$74909108906.70MOTIVF
10$1,461,359,253,692,416,500$1,381,206,507,162,207,700.00$37,708$2,786.64+$1461359253692.38MOTIVF

OTIVF vs BTI: Complete Analysis 2026

OTIVFStock

On Track Innovations Ltd., together with its subsidiaries, designs, develops, and markets cashless payment solutions worldwide. It operates in two segments, Retail and Petroleum. The company's product portfolio includes readers, controllers and terminals, management software, payment services, and Payment System as a Service (PSaaS). It offers OtiMetry System that incorporates telemetry, sales, and operations into solution with cloud control, and real-time online management and alerts; TRIO-IQ, a telemetry gateway and EMV payment reader; TRIO, a payment device for installation in kiosks and vending machines; UNO-8 and UNO-PLUS contactless readers for unattended retail environments with self-service payment stations, including ATMs, toll roads, access control, and mass transit validators; and controllers and gateways comprises OTI TeleBox, a machine-to-machine controller that enables the communication between machines, and GoBox, a machine-to-machine controller that communicates between machines, cashless readers, and remote servers. The company also provides a terminal management system, which is a cloud-based system that provides real-time control and insights of each machine enabling operators to remotely manage their terminal's fleet; and cloud based vending management system and vending BI. In addition, it offers payment services, including payment service API, an application programming interface; close loop payment that supports close-loop payment cards; and APIs for integration with mobile payment solutions, as well as original equipment manufacturer (OEM) payment solutions. The company's readers are certified by various card associations and support Apple Pay, Google Pay, Samsung Pay, MIFARE, FeliCa, and others. The company was formerly known as De-Bug Innovations Ltd. and changed its name to On Track Innovations Ltd. in July 1991. On Track Innovations Ltd. was incorporated in 1990 and is headquartered in Yokneam Illit, Israel.

Full OTIVF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.