HomeCompareOTTW vs MCD

OTTW vs MCD: Dividend Comparison 2026

OTTW yields 3.09% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $57.9K in total portfolio value· pulled ahead in Year 2
10 years
OTTW
OTTW
● Live price
3.09%
Share price
$14.25
Annual div
$0.44
5Y div CAGR
-34.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$5.01
Full OTTW calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — OTTW vs MCD

📍 MCD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOTTWMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OTTW + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OTTW pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTTW
Annual income on $10K today (after 15% tax)
$262.46/yr
After 10yr DRIP, annual income (after tax)
$4.26/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,289.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTTW + MCD for your $10,000?

OTTW: 50%MCD: 50%
100% MCD50/50100% OTTW
Portfolio after 10yr
$49.6K
Annual income
$13,116.35/yr
Blended yield
26.44%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

OTTW
No analyst data
Altman Z
0.2
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTTW buys
0
MCD buys
0
No recent congressional trades found for OTTW or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOTTWMCD
Forward yield3.09%2.35%
Annual dividend / share$0.44$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.1%42.3%
Portfolio after 10y$20.7K$78.5K
Annual income after 10y$5.01$26,227.70
Total dividends collected$600.00$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: OTTW vs MCD ($10,000, DRIP)

YearOTTW PortfolioOTTW Income/yrMCD PortfolioMCD Income/yrGap
1$10,903$203.48$10,815$334.85+$88.00OTTW
2← crossover$11,803$136.64$11,826$491.71$23.00MCD
3$12,721$91.10$13,123$730.06$402.00MCD
4$13,672$60.47$14,853$1,100.07$1.2KMCD
5$14,669$40.03$17,257$1,690.61$2.6KMCD
6$15,722$26.45$20,752$2,667.01$5.0KMCD
7$16,840$17.46$26,103$4,354.83$9.3KMCD
8$18,030$11.52$34,794$7,437.78$16.8KMCD
9$19,300$7.60$49,926$13,461.60$30.6KMCD
10$20,656$5.01$78,550$26,227.70$57.9KMCD

OTTW vs MCD: Complete Analysis 2026

OTTWStock

Ottawa Bancorp, Inc. operates as the holding company for Ottawa Savings Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company's deposit products include saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit. Its loan portfolio comprises commercial, non-residential real estate, one-to-four family residential, multi-family residential, consumer direct, and purchased auto loans; motor vehicle, home improvement, share, and personal unsecured loans, as well as home equity and small personal credit lines; and student loans. The company also provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services, as well as commercial leasing services. In addition, it offers notary, lamination, night depository, document faxing, money gift envelopes, gift and travel cards, and coin counting, as well as debit and credit cards, and digital banking services. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.

Full OTTW Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.