Is PALAF or BTI a better dividend investment in 2026?

PALAF currently yields 27.10% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: PALAF offers higher current income.

What is the dividend yield difference between PALAF and BTI?

PALAF has a forward dividend yield of 27.10% ($2.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 21.70 percentage points.

Home › Compare › PALAF vs BTI

PALAF vs BTI: Dividend Comparison 2026

PALAF yields 27.10% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PALAF wins by $74.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PALAF

● Live price

27.10%

Share price

$7.38

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$111.8K

Annual income

$13,538.26

Full PALAF calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — PALAF vs BTI

📍 PALAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PALAF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PALAF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PALAF pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PALAF

Annual income on $10K today (after 15% tax)

$2,303.52/yr

After 10yr DRIP, annual income (after tax)

$11,507.52/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, PALAF beats the other by $9,125.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PALAF + BTI for your $10,000?

PALAF: 50%BTI: 50%

100% BTI50/50100% PALAF

Portfolio after 10yr

$74.8K

Annual income

$8,170.27/yr

Blended yield

10.92%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PALAF

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$9.05

+22.6% upside vs current

Range: $9.05 — $9.05

Altman Z

4.1

Piotroski

4/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PALAF buys

BTI buys

No recent congressional trades found for PALAF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPALAFBTI

Forward yield	27.10% ✓	5.40%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$111.8K ✓	$37.8K
Annual income after 10y	$13,538.26 ✓	$2,802.29
Total dividends collected	$73.3K ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy
Analyst price target	$9.05	$40.00 ✓

Year-by-year: PALAF vs BTI ($10,000, DRIP)

Year	PALAF Portfolio	PALAF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$13,410	$2,710.03	$11,301	$601.08	+$2.1K → PALAF
2	$17,745	$3,396.41	$12,799	$706.58	+$4.9K → PALAF
3	$23,188	$4,200.35	$14,527	$832.38	+$8.7K → PALAF
4	$29,940	$5,129.55	$16,527	$982.75	+$13.4K → PALAF
5	$38,226	$6,190.06	$18,846	$1,162.95	+$19.4K → PALAF
6	$48,288	$7,386.11	$21,545	$1,379.49	+$26.7K → PALAF
7	$60,388	$8,719.90	$24,694	$1,640.41	+$35.7K → PALAF
8	$74,807	$10,191.53	$28,378	$1,955.69	+$46.4K → PALAF
9	$91,842	$11,799.00	$32,702	$2,337.79	+$59.1K → PALAF
10	$111,810	$13,538.26	$37,794	$2,802.29	+$74.0K → PALAF

PALAF vs BTI: Complete Analysis 2026

PALAF — Stock

Paladin Energy Limited develops and operates uranium mines in Australia, Canada, and Africa. The company operates through Exploration, Namibia, and Australia segments. Its flagship project is the Langer Heinrich mine located in the Namib Desert in Namibia. The company was formerly known as Paladin Resources Ltd and changed its name to Paladin Energy Limited in November 2007. The company was incorporated in 1993 and is based in Perth, Australia.

Full PALAF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.