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PANDY vs PM: Dividend Comparison 2026

PANDY yields 2.98% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $25.6K in total portfolio value
10 years
PANDY
PANDY
● Live price
2.98%
Share price
$21.82
Annual div
$0.65
5Y div CAGR
-1.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$320.16
Full PANDY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — PANDY vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPANDYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PANDY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PANDY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PANDY
Annual income on $10K today (after 15% tax)
$253.21/yr
After 10yr DRIP, annual income (after tax)
$272.14/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PM beats the other by $1,846.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PANDY + PM for your $10,000?

PANDY: 50%PM: 50%
100% PM50/50100% PANDY
Portfolio after 10yr
$36.8K
Annual income
$1,406.09/yr
Blended yield
3.83%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

PANDY
No analyst data
Altman Z
2.7
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PANDY buys
0
PM buys
0
No recent congressional trades found for PANDY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPANDYPM
Forward yield2.98%3.48%
Annual dividend / share$0.65$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-1.1%17.2%
Portfolio after 10y$23.9K$49.6K
Annual income after 10y$320.16$2,492.02
Total dividends collected$3.1K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PANDY vs PM ($10,000, DRIP)

YearPANDY PortfolioPANDY Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,995$294.62$11,648$408.29$653.00PM
2$12,064$299.40$13,589$495.90$1.5KPM
3$13,212$303.64$15,877$603.21$2.7KPM
4$14,444$307.36$18,580$734.88$4.1KPM
5$15,766$310.59$21,781$896.75$6.0KPM
6$17,183$313.35$25,578$1,096.12$8.4KPM
7$18,701$315.66$30,092$1,342.17$11.4KPM
8$20,328$317.55$35,470$1,646.46$15.1KPM
9$22,070$319.04$41,892$2,023.58$19.8KPM
10$23,935$320.16$49,578$2,492.02$25.6KPM

PANDY vs PM: Complete Analysis 2026

PANDYStock

Pandora A/S designs, manufactures, and markets hand-finished and contemporary jewelry worldwide. The company's jewelry material includes silver and gold; gold and rose gold plated; man-made stones, natural stones, synthetic stones, pearls, and diamonds; as well as enamel, glass, leather, and textile products. Its products primarily include charms, bracelets, rings, earrings, necklaces, and pendants. The company operates through a network of 2,619 concept stores, which include 1,423 company owned stores, 700 franchise owned stores, and 496 third party distribution; and 4,154 other points of sale, as well as eSTOREs. Pandora A/S was founded in 1982 and is headquartered in Copenhagen, Denmark.

Full PANDY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.