Is PANDY or RYLD a better dividend investment in 2026?

PANDY currently yields 2.98% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between PANDY and RYLD?

PANDY has a forward dividend yield of 2.98% ($0.65/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 9.41 percentage points.

Home › Compare › PANDY vs RYLD

PANDY vs RYLD: Dividend Comparison 2026

PANDY yields 2.98% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $21.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PANDY

● Live price

2.98%

Share price

$21.82

Annual div

$0.65

5Y div CAGR

-1.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.9K

Annual income

$320.16

Full PANDY calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — PANDY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PANDY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PANDY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PANDY pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PANDY

Annual income on $10K today (after 15% tax)

$253.21/yr

After 10yr DRIP, annual income (after tax)

$272.14/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RYLD beats the other by $2,008.40/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PANDY + RYLD for your $10,000?

PANDY: 50%RYLD: 50%

100% RYLD50/50100% PANDY

Portfolio after 10yr

$34.6K

Annual income

$1,501.57/yr

Blended yield

4.34%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PANDY right now

PANDY

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Altman Z

2.7

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PANDY buys

RYLD buys

No recent congressional trades found for PANDY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPANDYRYLD

Forward yield	2.98%	12.39% ✓
Annual dividend / share	$0.65	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-1.1%	0% ✓
Portfolio after 10y	$23.9K	$45.3K ✓
Annual income after 10y	$320.16	$2,682.98 ✓
Total dividends collected	$3.1K	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PANDY vs RYLD ($10,000, DRIP)

Year	PANDY Portfolio	PANDY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,995	$294.62	$11,939	$1,239.34	$944.00 → RYLD
2	$12,064	$299.40	$14,158	$1,382.89	$2.1K → RYLD
3	$13,212	$303.64	$16,682	$1,532.59	$3.5K → RYLD
4	$14,444	$307.36	$19,537	$1,687.64	$5.1K → RYLD
5	$15,766	$310.59	$22,752	$1,847.20	$7.0K → RYLD
6	$17,183	$313.35	$26,355	$2,010.43	$9.2K → RYLD
7	$18,701	$315.66	$30,376	$2,176.45	$11.7K → RYLD
8	$20,328	$317.55	$34,847	$2,344.43	$14.5K → RYLD
9	$22,070	$319.04	$39,800	$2,513.54	$17.7K → RYLD
10	$23,935	$320.16	$45,269	$2,682.98	$21.3K → RYLD

PANDY vs RYLD: Complete Analysis 2026

PANDY — Stock

Pandora A/S designs, manufactures, and markets hand-finished and contemporary jewelry worldwide. The company's jewelry material includes silver and gold; gold and rose gold plated; man-made stones, natural stones, synthetic stones, pearls, and diamonds; as well as enamel, glass, leather, and textile products. Its products primarily include charms, bracelets, rings, earrings, necklaces, and pendants. The company operates through a network of 2,619 concept stores, which include 1,423 company owned stores, 700 franchise owned stores, and 496 third party distribution; and 4,154 other points of sale, as well as eSTOREs. Pandora A/S was founded in 1982 and is headquartered in Copenhagen, Denmark.

Full PANDY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this PANDY vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PANDY vs SCHD PANDY vs JEPI PANDY vs O PANDY vs KO PANDY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.