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PATI vs GBDC: Dividend Comparison 2026

PATI yields 12.30% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.80M in total portfolio value
10 years
PATI
PATI
● Live price
12.30%
Share price
$16.26
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.0K
Annual income
$2,647.99
Full PATI calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — PATI vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPATIGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PATI + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PATI pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PATI
Annual income on $10K today (after 15% tax)
$1,045.51/yr
After 10yr DRIP, annual income (after tax)
$2,250.79/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,980,872.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PATI + GBDC for your $10,000?

PATI: 50%GBDC: 50%
100% GBDC50/50100% PATI
Portfolio after 10yr
$10.45M
Annual income
$8,226,690.92/yr
Blended yield
78.74%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

PATI
No analyst data
Altman Z
3.8
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PATI buys
0
GBDC buys
0
No recent congressional trades found for PATI or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPATIGBDC
Forward yield12.30%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$45.0K$20.85M
Annual income after 10y$2,647.99$16,450,733.83
Total dividends collected$19.2K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: PATI vs GBDC ($10,000, DRIP)

YearPATI PortfolioPATI Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,930$1,230.01$12,492$1,791.70$562.00GBDC
2$14,137$1,371.41$16,527$3,160.58$2.4KGBDC
3$16,645$1,518.74$23,588$5,904.90$6.9KGBDC
4$19,481$1,671.23$37,141$11,901.65$17.7KGBDC
5$22,673$1,828.06$66,205$26,463.38$43.5KGBDC
6$26,248$1,988.37$137,452$66,612.65$111.2KGBDC
7$30,237$2,151.34$342,372$195,298.53$312.1KGBDC
8$34,670$2,316.13$1,053,292$686,954.33$1.02MGBDC
9$39,579$2,481.94$4,111,439$2,984,416.95$4.07MGBDC
10$44,997$2,647.99$20,849,974$16,450,733.83$20.80MGBDC

PATI vs GBDC: Complete Analysis 2026

PATIStock

Patriot Transportation Holding, Inc., through its subsidiary, Florida Rock & Tank Lines, Inc., transports petroleum and other liquids, and dry bulk commodities. The company is involved in hauling petroleum related products, including gas and diesel fuel; and dry bulk commodities, such as cement, lime, and various industrial powder products, as well as liquid chemicals. Its petroleum clients include convenience stores and hypermarket accounts, fuel wholesalers, and oil companies; and dry bulk and chemical customers comprise industrial companies, such as cement and concrete accounts, as well as product distribution companies. As of September 30, 2021, the company operated a fleet of 282 company tractors, 22 owner operators, and 420 trailers from its 18 terminals and 6 satellite locations in Florida, Georgia, Alabama, and Tennessee. Patriot Transportation Holding, Inc. is headquartered in Jacksonville, Florida.

Full PATI Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.