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PAYOW vs BTI: Dividend Comparison 2026

PAYOW yields 273.97% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PAYOW wins by $829.72M in total portfolio value
10 years
PAYOW
PAYOW
● Live price
273.97%
Share price
$0.73
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$829.76M
Annual income
$482,976,705.87
Full PAYOW calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PAYOW vs BTI

📍 PAYOW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAYOWBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PAYOW + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAYOW pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAYOW
Annual income on $10K today (after 15% tax)
$23,287.67/yr
After 10yr DRIP, annual income (after tax)
$410,530,199.99/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, PAYOW beats the other by $410,527,831.35/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PAYOW + BTI for your $10,000?

PAYOW: 50%BTI: 50%
100% BTI50/50100% PAYOW
Portfolio after 10yr
$414.90M
Annual income
$241,489,746.25/yr
Blended yield
58.20%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PAYOW
No analyst data
Altman Z
0.2
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAYOW buys
0
BTI buys
0
No recent congressional trades found for PAYOW or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAYOWBTI
Forward yield273.97%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$829.76M$37.7K
Annual income after 10y$482,976,705.87$2,786.64
Total dividends collected$793.91M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PAYOW vs BTI ($10,000, DRIP)

YearPAYOW PortfolioPAYOW Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$38,097$27,397.26$11,299$598.92+$26.8KPAYOW
2$138,312$97,547.72$12,794$703.91+$125.5KPAYOW
3$478,971$330,977.72$14,518$829.07+$464.5KPAYOW
4$1,583,686$1,071,187.07$16,513$978.64+$1.57MPAYOW
5$5,004,645$3,310,100.73$18,827$1,157.84+$4.99MPAYOW
6$15,130,978$9,776,007.79$21,518$1,373.12+$15.11MPAYOW
7$43,813,187$27,623,040.05$24,657$1,632.46+$43.79MPAYOW
8$121,632,577$74,752,467.62$28,329$1,945.74+$121.60MPAYOW
9$324,095,536$193,948,677.87$32,637$2,325.33+$324.06MPAYOW
10$829,758,929$482,976,705.87$37,708$2,786.64+$829.72MPAYOW

PAYOW vs BTI: Complete Analysis 2026

PAYOWStock

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Full PAYOW Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.