HomeComparePAYOW vs GBDC

PAYOW vs GBDC: Dividend Comparison 2026

PAYOW yields 273.97% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PAYOW wins by $808.98M in total portfolio value
10 years
PAYOW
PAYOW
● Live price
273.97%
Share price
$0.73
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$829.76M
Annual income
$482,976,705.87
Full PAYOW calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — PAYOW vs GBDC

📍 PAYOW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAYOWGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PAYOW + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAYOW pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAYOW
Annual income on $10K today (after 15% tax)
$23,287.67/yr
After 10yr DRIP, annual income (after tax)
$410,530,199.99/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, PAYOW beats the other by $396,599,326.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAYOW + GBDC for your $10,000?

PAYOW: 50%GBDC: 50%
100% GBDC50/50100% PAYOW
Portfolio after 10yr
$425.27M
Annual income
$249,682,984.63/yr
Blended yield
58.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

PAYOW
No analyst data
Altman Z
0.2
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAYOW buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAYOWGBDC
Forward yield273.97%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$829.76M$20.78M
Annual income after 10y$482,976,705.87$16,389,263.41
Total dividends collected$793.91M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: PAYOW vs GBDC ($10,000, DRIP)

YearPAYOW PortfolioPAYOW Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$38,097$27,397.26$12,490$1,790.28+$25.6KPAYOW
2$138,312$97,547.72$16,522$3,157.73+$121.8KPAYOW
3$478,971$330,977.72$23,578$5,898.68+$455.4KPAYOW
4$1,583,686$1,071,187.07$37,115$11,886.75+$1.55MPAYOW
5$5,004,645$3,310,100.73$66,136$26,423.57+$4.94MPAYOW
6$15,130,978$9,776,007.79$137,257$66,491.44+$14.99MPAYOW
7$43,813,187$27,623,040.05$341,734$194,868.54+$43.47MPAYOW
8$121,632,577$74,752,467.62$1,050,788$685,133.02+$120.58MPAYOW
9$324,095,536$193,948,677.87$4,099,314$2,974,971.01+$320.00MPAYOW
10$829,758,929$482,976,705.87$20,775,530$16,389,263.41+$808.98MPAYOW

PAYOW vs GBDC: Complete Analysis 2026

PAYOWStock

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Full PAYOW Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this PAYOW vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PAYOW vs SCHDPAYOW vs JEPIPAYOW vs OPAYOW vs KOPAYOW vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.