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PBLOF vs BTI: Dividend Comparison 2026

PBLOF yields 5.83% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PBLOF wins by $14955.81M in total portfolio value
10 years
PBLOF
PBLOF
● Live price
5.83%
Share price
$0.95
Annual div
$0.06
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$14955.85M
Annual income
$14,479,052,749.11
Full PBLOF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PBLOF vs BTI

📍 PBLOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBLOFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBLOF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBLOF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBLOF
Annual income on $10K today (after 15% tax)
$495.87/yr
After 10yr DRIP, annual income (after tax)
$12,307,194,836.74/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, PBLOF beats the other by $12,307,192,468.10/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PBLOF + BTI for your $10,000?

PBLOF: 50%BTI: 50%
100% BTI50/50100% PBLOF
Portfolio after 10yr
$7477.94M
Annual income
$7,239,527,767.87/yr
Blended yield
96.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PBLOF
No analyst data
Altman Z
-0.6
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBLOF buys
0
BTI buys
0
No recent congressional trades found for PBLOF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBLOFBTI
Forward yield5.83%5.38%
Annual dividend / share$0.06$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$14955.85M$37.7K
Annual income after 10y$14,479,052,749.11$2,786.64
Total dividends collected$14922.75M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PBLOF vs BTI ($10,000, DRIP)

YearPBLOF PortfolioPBLOF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,867$1,166.75$11,299$598.92+$568.00PBLOF
2$15,285$2,587.94$12,794$703.91+$2.5KPBLOF
3$22,586$6,230.82$14,518$829.07+$8.1KPBLOF
4$41,376$17,209.09$16,513$978.64+$24.9KPBLOF
5$103,199$58,926.83$18,827$1,157.84+$84.4KPBLOF
6$385,140$274,716.82$21,518$1,373.12+$363.6KPBLOF
7$2,328,442$1,916,342.00$24,657$1,632.46+$2.30MPBLOF
8$24,146,812$21,655,378.95$28,329$1,945.74+$24.12MPBLOF
9$445,602,233$419,765,144.21$32,637$2,325.33+$445.57MPBLOF
10$14,955,847,138$14,479,052,749.11$37,708$2,786.64+$14955.81MPBLOF

PBLOF vs BTI: Complete Analysis 2026

PBLOFStock

Public Bank Berhad engages in the banking activities. The company's deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SWIFT, working capital, SME, and other loans; overdrafts; project and vehicle financing; PB retail negotiable instruments of deposit; and credit guarantee corporation guarantee schemes and BNM funds. The company also provides Islamic banking, share broking, trustee services, nominee services, unit trust funds sales and management, bancassurance, and general insurance products and services. In addition, it offers mobile, internet, and self-service banking services; credit and debit card, and remittance services; and investment products and services, such as structured product investment and share trading/margin financing. Further, the company provides insurance products, including single premium investment-linked, family and savings, micro protection, and credit life insurance products. The company operates through a network of 443 branches and 2,078 self-service terminals in Malaysia, as well as 32 branches in Hong Kong, 5 in China, 31 in Cambodia, 29 in Vietnam, 4 in Laos, and 3 in Sri Lanka. It serves retail consumers, and small and medium enterprises. Public Bank Berhad was founded in 1966 and is headquartered in Kuala Lumpur, Malaysia.

Full PBLOF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.