Is PCLI or GBDC a better dividend investment in 2026?

PCLI currently yields 9132.42% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: PCLI offers higher current income.

What is the dividend yield difference between PCLI and GBDC?

PCLI has a forward dividend yield of 9132.42% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 9120.56 percentage points.

Home › Compare › PCLI vs GBDC

PCLI vs GBDC: Dividend Comparison 2026

PCLI yields 9132.42% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PCLI wins by $22558435383897840.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PCLI

● Live price

9132.42%

Share price

$0.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22558435383897864.00M

Annual income

$22,082,765,820,709,623,000,000.00

Full PCLI calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — PCLI vs GBDC

📍 PCLI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCLI	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCLI + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PCLI pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCLI

Annual income on $10K today (after 15% tax)

$776,255.71/yr

After 10yr DRIP, annual income (after tax)

$18,770,350,947,603,178,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, PCLI beats the other by $18,770,350,947,603,164,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCLI + GBDC for your $10,000?

PCLI: 50%GBDC: 50%

100% GBDC50/50100% PCLI

Portfolio after 10yr

$11279217691948942.00M

Annual income

$11,041,382,910,354,820,000,000.00/yr

Blended yield

97.89%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

PCLI

No analyst data

Altman Z

-673.6

Piotroski

6/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCLI buys

GBDC buys

No recent congressional trades found for PCLI or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCLIGBDC

Forward yield	9132.42% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$22558435383897864.00M ✓	$20.85M
Annual income after 10y	$22,082,765,820,709,623,000,000.00 ✓	$16,450,733.83
Total dividends collected	$22526732831441040.00M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: PCLI vs GBDC ($10,000, DRIP)

Year	PCLI Portfolio	PCLI Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$923,942	$913,242.01	$12,492	$1,791.70	+$911.5K → PCLI
2	$79,846,810	$78,858,192.22	$16,527	$3,160.58	+$79.83M → PCLI
3	$6,454,504,245	$6,369,068,158.02	$23,588	$5,904.90	+$6454.48M → PCLI
4	$488,075,096,848	$481,168,777,305.87	$37,141	$11,901.65	+$488075.06M → PCLI
5	$34,526,820,673,710	$34,004,580,320,082.96	$66,205	$26,463.38	+$34526820.61M → PCLI
6	$2,285,084,881,852,961	$2,248,141,183,732,091.00	$137,452	$66,612.65	+$2285084881.72M → PCLI
7	$141,499,702,173,664,320	$139,054,661,350,081,660.00	$342,372	$195,298.53	+$141499702173.32M → PCLI
8	$8,198,793,083,645,086,000	$8,047,388,402,319,265,000.00	$1,053,292	$686,954.33	+$8198793083644.03M → PCLI
9	$444,550,993,633,865,960,000	$435,778,285,034,365,800,000.00	$4,111,439	$2,984,416.95	+$444550993633861.81M → PCLI
10	$22,558,435,383,897,863,000,000	$22,082,765,820,709,623,000,000.00	$20,849,974	$16,450,733.83	+$22558435383897840.00M → PCLI

PCLI vs GBDC: Complete Analysis 2026

PCLI — Stock

Protocall Technologies Inc. develops and commercializes an electronic sell-through platform that enables retailers to produce DVD movie, consumer software, and video game products in retail packaging at their stores and Website distribution centers. It offers TitleMatch DVD On-Demand, which offers retailers a virtual inventory of digital media products, which can be produced on-demand, thereby eliminating the cost of physical inventories. The company also uses its solutions to provide outsourced fulfillment services to Web retailers whereby digital media product orders are electronically routed to the company for on-demand production and shipment to the retailer's customer. Protocall Technologies Inc. was founded in 1992 and is based in Panama City Beach, Florida.

Full PCLI Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.