HomeComparePCR vs SPHD

PCR vs SPHD: Dividend Comparison 2026

PCR yields 6.04% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PCR wins by $3.3K in total portfolio value
10 years
PCR
PCR
● Live price
6.04%
Share price
$19.19
Annual div
$1.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.8K
Annual income
$888.26
Full PCR calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PCR vs SPHD

📍 PCR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCRSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCR + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCR pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCR
Annual income on $10K today (after 15% tax)
$513.69/yr
After 10yr DRIP, annual income (after tax)
$755.02/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PCR beats the other by $269.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCR + SPHD for your $10,000?

PCR: 50%SPHD: 50%
100% SPHD50/50100% PCR
Portfolio after 10yr
$28.2K
Annual income
$729.79/yr
Blended yield
2.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCR buys
0
SPHD buys
0
No recent congressional trades found for PCR or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCRSPHD
Forward yield6.04%4.33%
Annual dividend / share$1.16$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.8K$26.5K
Annual income after 10y$888.26$571.32
Total dividends collected$7.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PCR vs SPHD ($10,000, DRIP)

YearPCR PortfolioPCR Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,304$604.34$11,133$432.85+$171.00PCR
2$12,734$638.47$12,363$450.36+$371.00PCR
3$14,298$672.18$13,695$467.39+$603.00PCR
4$16,004$705.33$15,138$483.90+$866.00PCR
5$17,862$737.85$16,697$499.88+$1.2KPCR
6$19,882$769.65$18,382$515.31+$1.5KPCR
7$22,074$800.64$20,198$530.17+$1.9KPCR
8$24,450$830.77$22,157$544.46+$2.3KPCR
9$27,022$859.99$24,266$558.18+$2.8KPCR
10$29,802$888.26$26,536$571.32+$3.3KPCR

PCR vs SPHD: Complete Analysis 2026

PCRStock

The Simplify VettaFi Private Credit Strategy ETF (PCR) seeks income and capital appreciation by investing in a private credit strategy plus a credit hedge derivatives strategy.The private credit strategy focuses on business development companies (BDCs) and publicly-traded closed end funds (CEFs) that primarily invest in the private credit sector.Credit hedging is primarily through a proprietary long/short hedge based on total return swaps of “quality” and “junk” equities.

Full PCR Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.