HomeComparePCRIX vs SCHD

PCRIX vs SCHD: Dividend Comparison 2026

PCRIX yields 5.79% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PCRIX wins by $278.00 in total portfolio value
10 years
PCRIX
PCRIX
● Live price
5.79%
Share price
$17.60
Annual div
$1.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$836.73
Full PCRIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PCRIX vs SCHD

📍 PCRIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCRIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCRIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCRIX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCRIX
Annual income on $10K today (after 15% tax)
$491.74/yr
After 10yr DRIP, annual income (after tax)
$711.22/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PCRIX beats the other by $349.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCRIX + SCHD for your $10,000?

PCRIX: 50%SCHD: 50%
100% SCHD50/50100% PCRIX
Portfolio after 10yr
$29.1K
Annual income
$631.33/yr
Blended yield
2.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCRIX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCRIXSCHD
Forward yield5.79%3.46%
Annual dividend / share$1.02$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.3K$29.0K
Annual income after 10y$836.73$425.95
Total dividends collected$7.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PCRIX vs SCHD ($10,000, DRIP)

YearPCRIX PortfolioPCRIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,279$578.52$11,226$346.36+$53.00PCRIX
2$12,678$609.80$12,572$357.38+$106.00PCRIX
3$14,206$640.62$14,046$367.84+$160.00PCRIX
4$15,871$670.87$15,660$377.73+$211.00PCRIX
5$17,683$700.48$17,425$387.07+$258.00PCRIX
6$19,650$729.37$19,354$395.86+$296.00PCRIX
7$21,783$757.49$21,461$404.13+$322.00PCRIX
8$24,092$784.78$23,762$411.89+$330.00PCRIX
9$26,590$811.20$26,272$419.15+$318.00PCRIX
10$29,288$836.73$29,010$425.95+$278.00PCRIX

PCRIX vs SCHD: Complete Analysis 2026

PCRIXStock

The investment seeks maximum real return, consistent with prudent investment management. The fund seeks to achieve its investment objective by investing under normal circumstances in commodity-linked derivative instruments backed by a portfolio of inflation-indexed securities and other Fixed Income Instruments. "Fixed Income Instruments" include bonds, debt securities and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities. It may also invest in leveraged or unleveraged commodity index-linked notes.

Full PCRIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.