HomeComparePCRIX vs VYM

PCRIX vs VYM: Dividend Comparison 2026

PCRIX yields 5.79% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PCRIX wins by $1.4K in total portfolio value
10 years
PCRIX
PCRIX
● Live price
5.79%
Share price
$17.60
Annual div
$1.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$836.73
Full PCRIX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — PCRIX vs VYM

📍 PCRIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCRIXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PCRIX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCRIX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCRIX
Annual income on $10K today (after 15% tax)
$491.74/yr
After 10yr DRIP, annual income (after tax)
$711.22/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, PCRIX beats the other by $474.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCRIX + VYM for your $10,000?

PCRIX: 50%VYM: 50%
100% VYM50/50100% PCRIX
Portfolio after 10yr
$28.6K
Annual income
$557.63/yr
Blended yield
1.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCRIX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCRIXVYM
Forward yield5.79%2.41%
Annual dividend / share$1.02$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.3K$27.8K
Annual income after 10y$836.73$278.55
Total dividends collected$7.1K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PCRIX vs VYM ($10,000, DRIP)

YearPCRIX PortfolioPCRIX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,279$578.52$11,151$241.44+$128.00PCRIX
2$12,678$609.80$12,413$246.79+$265.00PCRIX
3$14,206$640.62$13,794$251.79+$412.00PCRIX
4$15,871$670.87$15,306$256.47+$565.00PCRIX
5$17,683$700.48$16,960$260.84+$723.00PCRIX
6$19,650$729.37$18,768$264.92+$882.00PCRIX
7$21,783$757.49$20,745$268.71+$1.0KPCRIX
8$24,092$784.78$22,905$272.24+$1.2KPCRIX
9$26,590$811.20$25,265$275.51+$1.3KPCRIX
10$29,288$836.73$27,842$278.55+$1.4KPCRIX

PCRIX vs VYM: Complete Analysis 2026

PCRIXStock

The investment seeks maximum real return, consistent with prudent investment management. The fund seeks to achieve its investment objective by investing under normal circumstances in commodity-linked derivative instruments backed by a portfolio of inflation-indexed securities and other Fixed Income Instruments. "Fixed Income Instruments" include bonds, debt securities and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities. It may also invest in leveraged or unleveraged commodity index-linked notes.

Full PCRIX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this PCRIX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PCRIX vs SCHDPCRIX vs JEPIPCRIX vs OPCRIX vs KOPCRIX vs MAINPCRIX vs VIGPCRIX vs DGROPCRIX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.