HomeComparePCSB vs NNN

PCSB vs NNN: Dividend Comparison 2026

PCSB yields 3.41% · NNN yields 5.68%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NNN wins by $629.00 in total portfolio value· pulled ahead in Year 10
10 years
PCSB
PCSB
● Live price
3.41%
Share price
$19.04
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$425.24
Full PCSB calculator →
NNN
NNN REIT Inc.
● Live price
5.68%
Share price
$41.89
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$2,637.42
Full NNN calculator →

Portfolio growth — PCSB vs NNN

📍 NNN pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCSBNNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCSB + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCSB pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCSB
Annual income on $10K today (after 15% tax)
$290.18/yr
After 10yr DRIP, annual income (after tax)
$361.45/yr
NNN
Annual income on $10K today (after 15% tax)
$482.93/yr
After 10yr DRIP, annual income (after tax)
$2,241.81/yr
At 15% tax rate, NNN beats the other by $1,880.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCSB + NNN for your $10,000?

PCSB: 50%NNN: 50%
100% NNN50/50100% PCSB
Portfolio after 10yr
$25.2K
Annual income
$1,531.33/yr
Blended yield
6.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

PCSB
No analyst data
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+7.3% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCSB buys
0
NNN buys
0
No recent congressional trades found for PCSB or NNN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCSBNNN
Forward yield3.41%5.68%
Annual dividend / share$0.65$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%8.6%
Portfolio after 10y$24.9K$25.6K
Annual income after 10y$425.24$2,637.42
Total dividends collected$3.9K$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PCSB vs NNN ($10,000, DRIP)

YearPCSB PortfolioPCSB Income/yrNNN PortfolioNNN Income/yrGap
1$11,041$341.39$10,737$617.02+$304.00PCSB
2$12,167$352.28$11,577$710.93+$590.00PCSB
3$13,381$362.78$12,538$822.59+$843.00PCSB
4$14,691$372.89$13,645$956.06+$1.0KPCSB
5$16,102$382.60$14,925$1,116.51+$1.2KPCSB
6$17,621$391.92$16,415$1,310.57+$1.2KPCSB
7$19,255$400.83$18,158$1,546.77+$1.1KPCSB
8$21,012$409.35$20,213$1,836.20+$799.00PCSB
9$22,900$417.49$22,649$2,193.37+$251.00PCSB
10← crossover$24,929$425.24$25,558$2,637.42$629.00NNN

PCSB vs NNN: Complete Analysis 2026

PCSBStock

PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company offers deposit products, including interest and non-interest bearing, time, and demand; checking, NOW, money market, savings, certificate of deposit, and individual retirement accounts; and online and mobile deposit services, as well as cash management services comprising escrow, sweep, and lockbox accounts. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities. In addition, the company is involved in investment activities. As of June 30, 2022, PCSB Financial Corporation offered its services from executive offices/headquarters and 14 banking offices. The company was founded in 1871 and is headquartered in Yorktown Heights, New York.

Full PCSB Calculator →

NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.