HomeComparePCYG vs BTI

PCYG vs BTI: Dividend Comparison 2026

PCYG yields 20.41% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PCYG wins by $69983950.50M in total portfolio value
10 years
PCYG
PCYG
● Live price
20.41%
Share price
$9.80
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69983950.54M
Annual income
$69,331,325,987,660.52
Full PCYG calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PCYG vs BTI

📍 PCYG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCYGBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCYG + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCYG pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCYG
Annual income on $10K today (after 15% tax)
$1,734.69/yr
After 10yr DRIP, annual income (after tax)
$58,931,627,089,511.45/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, PCYG beats the other by $58,931,627,087,142.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCYG + BTI for your $10,000?

PCYG: 50%BTI: 50%
100% BTI50/50100% PCYG
Portfolio after 10yr
$34991975.29M
Annual income
$34,665,662,995,223.58/yr
Blended yield
99.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PCYG
Analyst Ratings
3
Buy
Consensus: Buy
Altman Z
23.2
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCYG buys
0
BTI buys
0
No recent congressional trades found for PCYG or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCYGBTI
Forward yield20.41%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$69983950.54M$37.7K
Annual income after 10y$69,331,325,987,660.52$2,786.64
Total dividends collected$69940543.77M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: PCYG vs BTI ($10,000, DRIP)

YearPCYG PortfolioPCYG Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$14,782$4,081.63$11,299$598.92+$3.5KPCYG
2$27,094$11,277.23$12,794$703.91+$14.3KPCYG
3$67,626$38,636.05$14,518$829.07+$53.1KPCYG
4$252,615$180,255.05$16,513$978.64+$236.1KPCYG
5$1,528,870$1,258,571.90$18,827$1,157.84+$1.51MPCYG
6$15,873,451$14,237,560.07$21,518$1,373.12+$15.85MPCYG
7$293,285,670$276,301,077.76$24,657$1,632.46+$293.26MPCYG
8$9,856,010,632$9,542,194,964.34$28,329$1,945.74+$9855.98MPCYG
9$609,929,485,703$599,383,554,326.81$32,637$2,325.33+$609929.45MPCYG
10$69,983,950,537,362$69,331,325,987,660.52$37,708$2,786.64+$69983950.50MPCYG

PCYG vs BTI: Complete Analysis 2026

PCYGStock

Park City Group, Inc., a software-as-a-service provider, designs, develops, and markets proprietary software products in North America. The company offers ReposiTrak MarketPlace, a supplier discovery and B2B e-commerce solution; ReposiTrak Compliance and Food Safety solutions, which reduces potential regulatory and legal risk from their supply chain partners; and ReposiTrak Supply Chain solutions that enables customers to manage relationships with suppliers. It also provides ScoreTracker, Vendor Managed Inventory, Store Level Ordering and Replenishment, Enterprise Supply Chain Planning, Fresh Market Manager, and ActionManager supply chain solutions to manage inventory, product mix, and labor. In addition, the company offers business-consulting services to suppliers and retailers in the grocery, convenience store, and specialty retail industries, as well as professional consulting services. It primarily serves multi-store retail chains, wholesalers and distributors, and their suppliers. The company is headquartered in Murray, Utah.

Full PCYG Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.