Is PDIYF or RYLD a better dividend investment in 2026?

PDIYF currently yields 384.02% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: PDIYF offers higher current income.

What is the dividend yield difference between PDIYF and RYLD?

PDIYF has a forward dividend yield of 384.02% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 371.88 percentage points.

Home › Compare › PDIYF vs RYLD

PDIYF vs RYLD: Dividend Comparison 2026

PDIYF yields 384.02% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PDIYF wins by $8500.70M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PDIYF

● Live price

384.02%

Share price

$0.52

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8500.75M

Annual income

$5,621,271,122.05

Full PDIYF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PDIYF vs RYLD

📍 PDIYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PDIYF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PDIYF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PDIYF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PDIYF

Annual income on $10K today (after 15% tax)

$32,642.09/yr

After 10yr DRIP, annual income (after tax)

$4,778,080,453.74/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, PDIYF beats the other by $4,778,078,254.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PDIYF + RYLD for your $10,000?

PDIYF: 50%RYLD: 50%

100% RYLD50/50100% PDIYF

Portfolio after 10yr

$4250.40M

Annual income

$2,810,636,854.69/yr

Blended yield

66.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PDIYF buys

RYLD buys

No recent congressional trades found for PDIYF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPDIYFRYLD

Forward yield	384.02% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$8500.75M ✓	$44.5K
Annual income after 10y	$5,621,271,122.05 ✓	$2,587.35
Total dividends collected	$8232.78M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PDIYF vs RYLD ($10,000, DRIP)

Year	PDIYF Portfolio	PDIYF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$49,102	$38,402.46	$11,914	$1,213.65	+$37.2K → PDIYF
2	$228,769	$176,229.44	$14,099	$1,351.30	+$214.7K → PDIYF
3	$1,012,125	$767,341.67	$16,580	$1,494.55	+$995.5K → PDIYF
4	$4,255,766	$3,172,792.40	$19,384	$1,642.61	+$4.24M → PDIYF
5	$17,021,808	$12,468,138.54	$22,535	$1,794.70	+$17.00M → PDIYF
6	$64,819,762	$46,606,427.56	$26,063	$1,950.00	+$64.79M → PDIYF
7	$235,225,595	$165,868,449.76	$29,995	$2,107.69	+$235.20M → PDIYF
8	$814,236,235	$562,544,848.67	$34,361	$2,266.99	+$814.20M → PDIYF
9	$2,691,097,988	$1,819,865,216.00	$39,194	$2,427.12	+$2691.06M → PDIYF
10	$8,500,745,969	$5,621,271,122.05	$44,525	$2,587.35	+$8500.70M → PDIYF

PDIYF vs RYLD: Complete Analysis 2026

PDIYF — Stock

Predictive Discovery Limited explores for, identifies, and develops gold reserves in West Africa and Australia. Its flagship property is the 100% owned Bankan Gold project, which covers an area of 356 square kilometers located in the north-east Guinea, West Africa. The company was incorporated in 2007 and is based in Subiaco, Australia.

Full PDIYF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.