Is PDYPY or BTI a better dividend investment in 2026?

PDYPY currently yields 1.93% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between PDYPY and BTI?

PDYPY has a forward dividend yield of 1.93% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 3.45 percentage points.

Home › Compare › PDYPY vs BTI

PDYPY vs BTI: Dividend Comparison 2026

PDYPY yields 1.93% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PDYPY wins by $54.75M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

PDYPY

● Live price

1.93%

Share price

$103.75

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.79M

Annual income

$49,821,717.57

Full PDYPY calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — PDYPY vs BTI

📍 PDYPY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PDYPY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PDYPY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PDYPY pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PDYPY

Annual income on $10K today (after 15% tax)

$163.86/yr

After 10yr DRIP, annual income (after tax)

$42,348,459.93/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, PDYPY beats the other by $42,346,091.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PDYPY + BTI for your $10,000?

PDYPY: 50%BTI: 50%

100% BTI50/50100% PDYPY

Portfolio after 10yr

$27.41M

Annual income

$24,912,252.10/yr

Blended yield

90.88%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PDYPY

Analyst Ratings

Buy

Consensus: Buy

Price Target

$36.00

-65.3% upside vs current

Range: $28.00 — $44.00

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PDYPY buys

BTI buys

Politician	Chamber	Ticker	Type	Amount	Date
Greg Gianforte	🏢 House	$PDYPY	▲ Buy	$1,001 - $15,000	2020-03-18

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPDYPYBTI

Forward yield	1.93%	5.38% ✓
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	11.3%
Portfolio after 10y	$54.79M ✓	$37.7K
Annual income after 10y	$49,821,717.57 ✓	$2,786.64
Total dividends collected	$54.38M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy
Analyst price target	$36.00	$40.00 ✓

Year-by-year: PDYPY vs BTI ($10,000, DRIP)

Year	PDYPY Portfolio	PDYPY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,086	$385.54	$11,299	$598.92	$213.00 → BTI
2	$12,660	$798.87	$12,794	$703.91	$134.00 → BTI
3← crossover	$15,252	$1,705.34	$14,518	$829.07	+$734.00 → PDYPY
4	$20,160	$3,840.05	$16,513	$978.64	+$3.6K → PDYPY
5	$31,058	$9,487.24	$18,827	$1,157.84	+$12.2K → PDYPY
6	$60,552	$27,319.79	$21,518	$1,373.12	+$39.0K → PDYPY
7	$164,349	$99,558.22	$24,657	$1,632.46	+$139.7K → PDYPY
8	$680,935	$505,082.01	$28,329	$1,945.74	+$652.6K → PDYPY
9	$4,640,137	$3,911,536.80	$32,637	$2,325.33	+$4.61M → PDYPY
10	$54,786,665	$49,821,717.57	$37,708	$2,786.64	+$54.75M → PDYPY

PDYPY vs BTI: Complete Analysis 2026

PDYPY — Stock

Flutter Entertainment plc operates as a sports betting and gaming company in the United Kingdom, Ireland, Australia, the United States, and internationally. The company operates through four segments: UK & Ireland, Australia, International, and US. It offers sportsbooks and exchange sports betting products, daily fantasy sports products, and pari-mutuel betting products; fixed odds games betting products; online games and casinos; peer-to-peer games, including online bingo, rummy, and poker; and business-to-business services. The company also operates HRTV, a horseracing television network, as well as offers treasury; risk management; and horse racing broadcasting and advanced deposit wagering services. It provides sports betting and gaming services through paddypower.com, betfair.com, sportsbet.com.au, tvg.com, us.betfair.com, fanduel.com, pokerstars.com, Skybet.com, tombola.com, and adjarabet.com websites under the Paddy Power, Betfair, Sportsbet, TVG, FanDuel, Sky Betting & Gaming, PokerStars, Tombola, and Adjarabet brands, as well as BetStars, Sky Bet, Sky Vegas, FOX Bet, Stardust, Sky Bingo, and Junglee Games brands; and betting shops, and live poker tours and events. The company was formerly known as Paddy Power Betfair plc and changed its name to Flutter Entertainment plc in May 2019. Flutter Entertainment plc was incorporated in 1958 and is headquartered in Dublin, Ireland.

Full PDYPY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.