Is PEAR or GBDC a better dividend investment in 2026?

PEAR currently yields 6849.32% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: PEAR offers higher current income.

What is the dividend yield difference between PEAR and GBDC?

PEAR has a forward dividend yield of 6849.32% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 6837.46 percentage points.

Home › Compare › PEAR vs GBDC

PEAR vs GBDC: Dividend Comparison 2026

PEAR yields 6849.32% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PEAR wins by $1339387406433192.75M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PEAR

● Live price

6849.32%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1339387406433213.75M

Annual income

$1,301,993,616,197,644,700,000.00

Full PEAR calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — PEAR vs GBDC

📍 PEAR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PEAR	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PEAR + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PEAR pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PEAR

Annual income on $10K today (after 15% tax)

$582,191.78/yr

After 10yr DRIP, annual income (after tax)

$1,106,694,573,767,997,900,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, PEAR beats the other by $1,106,694,573,767,983,900,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PEAR + GBDC for your $10,000?

PEAR: 50%GBDC: 50%

100% GBDC50/50100% PEAR

Portfolio after 10yr

$669693703216617.38M

Annual income

$650,996,808,098,830,600,000.00/yr

Blended yield

97.21%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

PEAR

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$6.50

+22160.3% upside vs current

Range: $5.00 — $8.00

Altman Z

-8.5

Piotroski

4/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PEAR buys

GBDC buys

No recent congressional trades found for PEAR or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPEARGBDC

Forward yield	6849.32% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$1339387406433213.75M ✓	$20.85M
Annual income after 10y	$1,301,993,616,197,644,700,000.00 ✓	$16,450,733.83
Total dividends collected	$1336879923883212.75M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC
Analyst consensus	Hold	Buy
Analyst price target	$6.50	$14.00 ✓

Year-by-year: PEAR vs GBDC ($10,000, DRIP)

Year	PEAR Portfolio	PEAR Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$695,632	$684,931.51	$12,492	$1,791.70	+$683.1K → PEAR
2	$45,273,292	$44,528,966.00	$16,527	$3,160.58	+$45.26M → PEAR
3	$2,756,897,651	$2,708,455,228.62	$23,588	$5,904.90	+$2756.87M → PEAR
4	$157,090,270,836	$154,140,390,350.12	$37,141	$11,901.65	+$157090.23M → PEAR
5	$8,376,539,704,888	$8,208,453,115,093.00	$66,205	$26,463.38	+$8376539.64M → PEAR
6	$418,028,448,270,623	$409,065,550,786,392.40	$137,452	$66,612.65	+$418028448.13M → PEAR
7	$19,526,057,962,883,308	$19,078,767,523,233,740.00	$342,372	$195,298.53	+$19526057962.54M → PEAR
8	$853,759,153,007,212,900	$832,866,270,986,927,700.00	$1,053,292	$686,954.33	+$853759153006.16M → PEAR
9	$34,947,467,509,877,550,000	$34,033,945,216,159,830,000.00	$4,111,439	$2,984,416.95	+$34947467509873.44M → PEAR
10	$1,339,387,406,433,213,700,000	$1,301,993,616,197,644,700,000.00	$20,849,974	$16,450,733.83	+$1339387406433192.75M → PEAR

PEAR vs GBDC: Complete Analysis 2026

PEAR — Stock

Pear Therapeutics, Inc., a commercial-stage healthcare company, develops and sells software-based medicines. Its commercial products are reSET for the treatment of substance use disorder related to alcohol, cannabis, cocaine, and stimulants; reSET-O for the treatment of opioid use disorder in combination with buprenorphine; and Somryst, a software-based treatment for chronic insomnia. The company is also developing a pipeline of 14 product candidates focusing on psychiatry, neurology, and outside of central nervous system therapeutic areas, such as gastrointestinal, oncology, and cardiovascular. Pear Therapeutics, Inc. was incorporated in 2013 and is based in Boston, Massachusetts.

Full PEAR Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.