Is PENMF or BTI a better dividend investment in 2026?

PENMF currently yields 555.56% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: PENMF offers higher current income.

What is the dividend yield difference between PENMF and BTI?

PENMF has a forward dividend yield of 555.56% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 550.18 percentage points.

Home › Compare › PENMF vs BTI

PENMF vs BTI: Dividend Comparison 2026

PENMF yields 555.56% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PENMF wins by $139998.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PENMF

● Live price

555.56%

Share price

$0.36

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$139998.84M

Annual income

$103,389,823,141.26

Full PENMF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — PENMF vs BTI

📍 PENMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PENMF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PENMF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PENMF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PENMF

Annual income on $10K today (after 15% tax)

$47,222.22/yr

After 10yr DRIP, annual income (after tax)

$87,881,349,670.07/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, PENMF beats the other by $87,881,347,301.43/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PENMF + BTI for your $10,000?

PENMF: 50%BTI: 50%

100% BTI50/50100% PENMF

Portfolio after 10yr

$69999.44M

Annual income

$51,694,912,963.95/yr

Blended yield

73.85%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PENMF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.6

Piotroski

1/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PENMF buys

BTI buys

No recent congressional trades found for PENMF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPENMFBTI

Forward yield	555.56% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$139998.84M ✓	$37.7K
Annual income after 10y	$103,389,823,141.26 ✓	$2,786.64
Total dividends collected	$136892.42M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy

Year-by-year: PENMF vs BTI ($10,000, DRIP)

Year	PENMF Portfolio	PENMF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$66,256	$55,555.56	$11,299	$598.92	+$55.0K → PENMF
2	$414,899	$344,006.00	$12,794	$703.91	+$402.1K → PENMF
3	$2,457,216	$2,013,273.57	$14,518	$829.07	+$2.44M → PENMF
4	$13,772,667	$11,143,445.47	$16,513	$978.64	+$13.76M → PENMF
5	$73,109,539	$58,372,785.46	$18,827	$1,157.84	+$73.09M → PENMF
6	$367,816,599	$289,589,392.61	$21,518	$1,373.12	+$367.80M → PENMF
7	$1,755,184,486	$1,361,620,725.22	$24,657	$1,632.46	+$1755.16M → PENMF
8	$7,950,495,654	$6,072,448,253.97	$28,329	$1,945.74	+$7950.47M → PENMF
9	$34,214,035,108	$25,707,004,758.47	$32,637	$2,325.33	+$34214.00M → PENMF
10	$139,998,840,707	$103,389,823,141.26	$37,708	$2,786.64	+$139998.80M → PENMF

PENMF vs BTI: Complete Analysis 2026

PENMF — Stock

Peninsula Energy Limited, together with its subsidiaries, engages in the exploration, development, and mining of uranium deposits in the United States. Its flagship project is its 100% owned Lance uranium project located in Wyoming. The company was formerly known as Peninsula Minerals Limited and changed its name to Peninsula Energy Limited in November 2010. Peninsula Energy Limited was incorporated in 1993 and is based in Subiaco, Australia.

Full PENMF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.