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PEP vs HD: Dividend Comparison 2026

PEP yields 3.63% · HD yields 2.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HD wins by $137.1K in total portfolio value
10 years
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →
HD
HD
● Live price
2.85%
Share price
$323.50
Annual div
$9.23
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.0K
Annual income
$142,668.82
Full HD calculator →

Portfolio growth — PEP vs HD

📍 HD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPEPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PEP + HD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PEP pays
HD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
HD
Annual income on $10K today (after 15% tax)
$242.52/yr
After 10yr DRIP, annual income (after tax)
$121,268.50/yr
At 15% tax rate, HD beats the other by $68,674.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PEP + HD for your $10,000?

PEP: 50%HD: 50%
100% HD50/50100% PEP
Portfolio after 10yr
$210.5K
Annual income
$102,272.25/yr
Blended yield
48.59%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HD right now

PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
HD
Analyst Ratings
1
Strong
37
Buy
20
Hold
4
Sell
Consensus: Buy
Price Target
$408.08
+26.1% upside vs current
Range: $320.00 — $454.00
Altman Z
5.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PEP buys
6
HD buys
0
PoliticianChamberTickerTypeAmountDate
Sheldon Whitehouse🏛 Senate$PEP▼ Sell$1,001 - $15,0002026-02-23
Sheldon Whitehouse🏛 Senate$PEP▼ Sell$1,001 - $15,0002026-02-23
Julia Letlow🏢 House$PEP▲ Buy$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PEP▼ Sell$1,001 - $15,0002025-12-18
Jared Moskowitz🏢 House$PEP▼ Sell$15,001 - $50,0002025-12-02
Jared Moskowitz🏢 House$PEP▼ Sell$1,001 - $15,0002025-12-02
Jared Moskowitz🏢 House$PEP▼ Sell$1,001 - $15,0002025-12-02
Julie Johnson🏢 House$PEP▼ Sell$1,001 - $15,0002025-11-13
Rich McCormick🏢 House$PEP▲ Buy$1,001 - $15,0002025-11-05
Scott DesJarlais🏢 House$PEP▼ Sell$1,001 - $15,0002025-10-28
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPEPHD
Forward yield3.63%2.85%
Annual dividend / share$5.69$9.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.4%53.4%
Portfolio after 10y$141.9K$279.0K
Annual income after 10y$61,875.67$142,668.82
Total dividends collected$123.0K$244.1K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$172.43$408.08

Year-by-year: PEP vs HD ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrHD PortfolioHD Income/yrGap
1← crossover$10,849$509.42$11,138$437.68$289.00HD
2$11,969$750.47$12,616$698.86$647.00HD
3$13,500$1,124.14$14,634$1,134.92$1.1KHD
4$15,680$1,721.66$17,546$1,887.33$1.9KHD
5$18,929$2,715.34$22,018$3,244.11$3.1KHD
6$24,023$4,450.80$29,396$5,836.38$5.4KHD
7$32,510$7,669.92$42,625$11,170.93$10.1KHD
8$47,709$14,093.60$68,831$23,222.23$21.1KHD
9$77,415$28,083.48$127,410$53,760.90$50.0KHD
10$141,922$61,875.67$278,997$142,668.82$137.1KHD

PEP vs HD: Complete Analysis 2026

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →

HDConsumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.