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PEP vs SAIA: Dividend Comparison 2026

PEP yields 3.63% · SAIA yields 0.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $121.4K in total portfolio value
10 years
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →
SAIA
SAIA
● Live price
0.60%
Share price
$336.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$61.87
Full SAIA calculator →

Portfolio growth — PEP vs SAIA

📍 PEP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPEPSAIA
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PEP + SAIA cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PEP pays
SAIA pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
SAIA
Annual income on $10K today (after 15% tax)
$50.59/yr
After 10yr DRIP, annual income (after tax)
$52.59/yr
At 15% tax rate, PEP beats the other by $52,541.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PEP + SAIA for your $10,000?

PEP: 50%SAIA: 50%
100% SAIA50/50100% PEP
Portfolio after 10yr
$81.2K
Annual income
$30,968.78/yr
Blended yield
38.13%
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Analyst Conviction Gap

Where Wall Street is split right now

PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
SAIA
Analyst Ratings
17
Buy
14
Hold
1
Sell
Consensus: Buy
Price Target
$398.91
+18.7% upside vs current
Range: $262.00 — $493.00
Altman Z
8.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PEP buys
0
SAIA buys
0
No recent congressional trades found for PEP or SAIA in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPEPSAIA
Forward yield3.63%0.60%
Annual dividend / share$5.69$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.4%0%
Portfolio after 10y$141.9K$20.5K
Annual income after 10y$61,875.67$61.87
Total dividends collected$123.0K$608.00
Payment frequencyquarterlyquarterly
SectorConsumer StaplesIndustrials
Analyst consensusHoldBuy
Analyst price target$172.43$398.91

Year-by-year: PEP vs SAIA ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrSAIA PortfolioSAIA Income/yrGap
1← crossover$10,849$509.42$10,760$59.52+$89.00PEP
2$11,969$750.47$11,573$59.85+$396.00PEP
3$13,500$1,124.14$12,443$60.16+$1.1KPEP
4$15,680$1,721.66$13,374$60.46+$2.3KPEP
5$18,929$2,715.34$14,371$60.73+$4.6KPEP
6$24,023$4,450.80$15,438$60.99+$8.6KPEP
7$32,510$7,669.92$16,580$61.23+$15.9KPEP
8$47,709$14,093.60$17,802$61.46+$29.9KPEP
9$77,415$28,083.48$19,110$61.67+$58.3KPEP
10$141,922$61,875.67$20,509$61.87+$121.4KPEP

PEP vs SAIA: Complete Analysis 2026

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

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SAIAIndustrials

Saia, Inc., through its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 400 and 10,000 pounds; and other value-added services, including non-asset truckload, expedited, and logistics services. As of December 31, 2021, it operated 176 owned and leased facilities; and owned approximately 5,600 tractors and 19,300 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2006. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.

Full SAIA Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.