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PEP vs SCHW: Dividend Comparison 2026

PEP yields 3.69% · SCHW yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHW wins by $6.5K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
SCHW
SCHW
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SCHW calculator →

Portfolio growth — PEP vs SCHW

Annual dividend income

MetricPEPSCHW
Forward yield3.69%4.00%
Annual dividend / share$5.42$2.00
Payout ratio72%50%
1-year div growth7.1%5%
5-year div CAGR6.7%5%
Portfolio after 10y$21.5K$28.0K
Annual income after 10y$1,034.52$899.19
Total dividends collected$6.6K$6.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials

Year-by-year: PEP vs SCHW ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrSCHW PortfolioSCHW Income/yrGap
1$10,734$393.95$11,120$420.00$386.00SCHW
2$11,535$436.36$12,357$458.31$822.00SCHW
3$12,411$483.90$13,721$499.76$1.3KSCHW
4$13,371$537.26$15,227$544.58$1.9KSCHW
5$14,422$597.26$16,885$593.02$2.5KSCHW
6$15,578$664.81$18,713$645.34$3.1KSCHW
7$16,848$740.97$20,724$701.81$3.9KSCHW
8$18,248$826.99$22,938$762.73$4.7KSCHW
9$19,793$924.28$25,372$828.41$5.6KSCHW
10$21,500$1,034.52$28,047$899.19$6.5KSCHW

PEP vs SCHW: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

SCHWFinancials

SCHW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SCHW shares.

Full SCHW Calculator →

Frequently Asked Questions

Is PEP or SCHW better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while SCHW offers 4.00% (2.00/share/year). SCHW provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs SCHW earn per year?
With $10,000 invested today: PEP pays approximately $369/year. SCHW pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $899/year (SCHW).
Does PEP or SCHW pay monthly dividends?
PEP pays quarterly dividends. SCHW pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.