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PEPS vs MCD: Dividend Comparison 2026

PEPS yields 1.02% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $56.6K in total portfolio value
10 years
PEPS
PEPS
● Live price
1.02%
Share price
$27.99
Annual div
$0.29
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$109.40
Full PEPS calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — PEPS vs MCD

📍 MCD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPEPSMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PEPS + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PEPS pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PEPS
Annual income on $10K today (after 15% tax)
$87.01/yr
After 10yr DRIP, annual income (after tax)
$92.99/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MCD beats the other by $21,865.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PEPS + MCD for your $10,000?

PEPS: 50%MCD: 50%
100% MCD50/50100% PEPS
Portfolio after 10yr
$49.4K
Annual income
$12,971.39/yr
Blended yield
26.24%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

PEPS
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PEPS buys
0
MCD buys
0
No recent congressional trades found for PEPS or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPEPSMCD
Forward yield1.02%2.34%
Annual dividend / share$0.29$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$21.1K$77.7K
Annual income after 10y$109.40$25,833.37
Total dividends collected$1.1K$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PEPS vs MCD ($10,000, DRIP)

YearPEPS PortfolioPEPS Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$10,802$102.36$10,812$332.41$10.00MCD
2$11,662$103.34$11,819$488.02$157.00MCD
3$12,582$104.27$13,111$724.37$529.00MCD
4$13,568$105.14$14,832$1,091.05$1.3KMCD
5$14,624$105.96$17,219$1,675.85$2.6KMCD
6$15,755$106.73$20,688$2,641.85$4.9KMCD
7$16,965$107.46$25,990$4,309.70$9.0KMCD
8$18,261$108.15$34,590$7,351.77$16.3KMCD
9$19,648$108.79$49,535$13,285.25$29.9KMCD
10$21,132$109.40$77,746$25,833.37$56.6KMCD

PEPS vs MCD: Complete Analysis 2026

PEPSStock

PEPS is an actively managed fund that seeks long-term capital appreciation through a US large-cap equity portfolio while employing a beta-neutral call overwriting strategy. The fund specifically invests in stocks of the Solactive GBS United States 500 Index. The funds options strategy combines selling short-dated, out-of-the-money S&P 500 Index call options with offsetting long equity exposure, including investments in futures and FLEX Options that reference the S&P 500 Index and SPY ETF. The fund's performance is dependent on the equity portfolio. To avoid being subject to the straddle rules, the fund limits overlap between its equity investments and the options' underlying constituents. It also utilizes tax loss harvesting within the equity portfolio. As a result of writing call options, the fund may forgo upside participation. However, the funds sub-adviser will seek to ladder the written call option positions to mitigate this risk.

Full PEPS Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.