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PESAF vs BTI: Dividend Comparison 2026

PESAF yields 7.85% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $4.1K in total portfolio value· pulled ahead in Year 7
10 years
PESAF
PESAF
● Live price
7.85%
Share price
$3.23
Annual div
$0.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.6K
Annual income
$1,291.53
Full PESAF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PESAF vs BTI

📍 BTI pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPESAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PESAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PESAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PESAF
Annual income on $10K today (after 15% tax)
$667.63/yr
After 10yr DRIP, annual income (after tax)
$1,097.80/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $1,270.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PESAF + BTI for your $10,000?

PESAF: 50%BTI: 50%
100% BTI50/50100% PESAF
Portfolio after 10yr
$35.7K
Annual income
$2,039.08/yr
Blended yield
5.72%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PESAF
No analyst data
Altman Z
0.6
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PESAF buys
0
BTI buys
0
No recent congressional trades found for PESAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPESAFBTI
Forward yield7.85%5.38%
Annual dividend / share$0.25$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$33.6K$37.7K
Annual income after 10y$1,291.53$2,786.64
Total dividends collected$10.4K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PESAF vs BTI ($10,000, DRIP)

YearPESAF PortfolioPESAF Income/yrBTI PortfolioBTI Income/yrGap
1$11,485$785.45$11,299$598.92+$186.00PESAF
2$13,133$843.11$12,794$703.91+$339.00PESAF
3$14,953$900.95$14,518$829.07+$435.00PESAF
4$16,958$958.71$16,513$978.64+$445.00PESAF
5$19,161$1,016.16$18,827$1,157.84+$334.00PESAF
6$21,576$1,073.07$21,518$1,373.12+$58.00PESAF
7← crossover$24,215$1,129.23$24,657$1,632.46$442.00BTI
8$27,095$1,184.46$28,329$1,945.74$1.2KBTI
9$30,230$1,238.61$32,637$2,325.33$2.4KBTI
10$33,638$1,291.53$37,708$2,786.64$4.1KBTI

PESAF vs BTI: Complete Analysis 2026

PESAFStock

Panoro Energy ASA, an independent exploration and production company, engages in the exploration, development, and production of oil and gas in Africa. The company holds assets in the Equatorial Guinea, Gabon, Tunisia, South Africa, and Nigeria. As of December 31, 2021, its 1P reserves included 71.5 million barrels of oil (MMbbls), 2P reserves comprised 99.7 MMbbls, and 3P reserves consisted of 131.3 MMbbls in the Tortue, Ruche, Ruche Northeast, and Hibiscus fields. The company was incorporated in 2009 and is headquartered in London, the United Kingdom.

Full PESAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.