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PFHD vs FCPT: Dividend Comparison 2026

PFHD yields 6.98% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $17.3K in total portfolio value
10 years
PFHD
PFHD
● Live price
6.98%
Share price
$28.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$1,087.59
Full PFHD calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — PFHD vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFHDFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFHD + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PFHD pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFHD
Annual income on $10K today (after 15% tax)
$593.37/yr
After 10yr DRIP, annual income (after tax)
$924.45/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $3,984.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFHD + FCPT for your $10,000?

PFHD: 50%FCPT: 50%
100% FCPT50/50100% PFHD
Portfolio after 10yr
$40.4K
Annual income
$3,431.43/yr
Blended yield
8.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PFHD
Analyst Ratings
1
Buy
4
Hold
Consensus: Hold
Price Target
$25.00
-12.7% upside vs current
Range: $25.00 — $25.00
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFHD buys
0
FCPT buys
0
No recent congressional trades found for PFHD or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFHDFCPT
Forward yield6.98%6.05%
Annual dividend / share$2.00$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$31.7K$49.1K
Annual income after 10y$1,087.59$5,775.28
Total dividends collected$9.0K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold
Analyst price target$25.00$27.00

Year-by-year: PFHD vs FCPT ($10,000, DRIP)

YearPFHD PortfolioPFHD Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,398$698.08$11,401$700.92$3.00FCPT
2$12,940$743.62$13,064$864.84$124.00FCPT
3$14,634$788.96$15,051$1,072.48$417.00FCPT
4$16,493$833.92$17,442$1,337.22$949.00FCPT
5$18,525$878.33$20,340$1,677.08$1.8KFCPT
6$20,744$922.05$23,880$2,116.57$3.1KFCPT
7$23,161$964.94$28,241$2,689.36$5.1KFCPT
8$25,790$1,006.89$33,660$3,442.07$7.9KFCPT
9$28,643$1,047.80$40,456$4,439.95$11.8KFCPT
10$31,735$1,087.59$49,063$5,775.28$17.3KFCPT

PFHD vs FCPT: Complete Analysis 2026

PFHDStock

Professional Holding Corp. operates primarily through its subsidiary, Professional Bank, provides banking products and services to small and medium sized businesses, other professionals, and entrepreneurs. Its deposit products include checking, NOW, savings, and money market accounts, as well as IRAs and certificates of deposit. The company's lending products comprise commercial loans, residential mortgage loans, home equity lines of credit, installment loans, and consumer lines of credit. It also offers online/digital and mobile banking services, as well as cash management and treasury management services. The company operates through a network of eleven locations in the regional areas of Miami, Broward, and Palm Beach counties, as well as has a digital innovation center located in Cleveland, Ohio and a loan production office in St. Pete, Florida, Jacksonville, and Bedford, New Hampshire. Professional Holding Corp. was founded in 2008 and is headquartered in Coral Gables, Florida.

Full PFHD Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.