Is PHCF or MCD a better dividend investment in 2026?

PHCF currently yields 114.29% with a 5% 5-year dividend growth rate. MCD yields 2.34% with 8.5% growth. The better choice depends on your goal: PHCF offers higher current income.

What is the dividend yield difference between PHCF and MCD?

PHCF has a forward dividend yield of 114.29% ($2.00/share annually). MCD yields 2.34% ($7.26/share annually). The yield gap is 111.95 percentage points.

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PHCF vs MCD: Dividend Comparison 2026

PHCF yields 114.29% · MCD yields 2.34%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PHCF wins by $6.79M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PHCF

● Live price

114.29%

Share price

$1.75

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6.87M

Annual income

$2,525,010.49

Full PHCF calculator →

MCD

McDonald's Corporation

● Live price

2.34%

Share price

$310.79

Annual div

$7.26

5Y div CAGR

42.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.7K

Annual income

$25,833.37

Full MCD calculator →

Portfolio growth — PHCF vs MCD

📍 PHCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PHCF	MCD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PHCF + MCD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PHCF pays

MCD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHCF

Annual income on $10K today (after 15% tax)

$9,714.29/yr

After 10yr DRIP, annual income (after tax)

$2,146,258.92/yr

MCD

Annual income on $10K today (after 15% tax)

$198.56/yr

After 10yr DRIP, annual income (after tax)

$21,958.36/yr

At 15% tax rate, PHCF beats the other by $2,124,300.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PHCF + MCD for your $10,000?

PHCF: 50%MCD: 50%

100% MCD50/50100% PHCF

Portfolio after 10yr

$3.47M

Annual income

$1,275,421.94/yr

Blended yield

36.71%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

PHCF

No analyst data

Altman Z

-1680.8

Piotroski

3/9

MCD

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$351.76

+13.2% upside vs current

Range: $320.00 — $385.00

Altman Z

4.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHCF buys

MCD buys

No recent congressional trades found for PHCF or MCD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPHCFMCD

Forward yield	114.29% ✓	2.34%
Annual dividend / share	$2.00	$7.26 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	42.3% ✓
Portfolio after 10y	$6.87M	$77.7K ✓
Annual income after 10y	$2,525,010.49 ✓	$25,833.37
Total dividends collected	$6.22M	$57.7K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: PHCF vs MCD ($10,000, DRIP)

Year	PHCF Portfolio	PHCF Income/yr	MCD Portfolio	MCD Income/yr	Gap
1← crossover	$22,129	$11,428.57	$10,812	$332.41	+$11.3K → PHCF
2	$47,313	$23,635.32	$11,819	$488.02	+$35.5K → PHCF
3	$97,853	$47,228.47	$13,111	$724.37	+$84.7K → PHCF
4	$195,991	$91,288.48	$14,832	$1,091.05	+$181.2K → PHCF
5	$380,592	$170,881.10	$17,219	$1,675.85	+$363.4K → PHCF
6	$717,355	$310,122.08	$20,688	$2,641.85	+$696.7K → PHCF
7	$1,313,861	$546,290.58	$25,990	$4,309.70	+$1.29M → PHCF
8	$2,340,924	$935,093.23	$34,590	$7,351.77	+$2.31M → PHCF
9	$4,061,863	$1,557,073.54	$49,535	$13,285.25	+$4.01M → PHCF
10	$6,871,204	$2,525,010.49	$77,746	$25,833.37	+$6.79M → PHCF

PHCF vs MCD: Complete Analysis 2026

PHCF — Stock

Puhui Wealth Investment Management Co., Ltd., through its subsidiaries, provides third-party wealth management services in the People's Republic of China. The company markets financial products, such as private equity funds, securities investment funds, and private placement bond products to high-net-worth individuals and small and medium enterprises, as well as offers trust plans and asset management plans. It also manages funds for individuals and corporate clients, as well as provides investment advisory services. The company was founded in 2013 and is headquartered in Beijing, China.

Full PHCF Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.