HomeComparePHCI vs ARCC

PHCI vs ARCC: Dividend Comparison 2026

PHCI yields 4.00% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $15.8K in total portfolio value
10 years
PHCI
PHCI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PHCI calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — PHCI vs ARCC

Annual dividend income

MetricPHCIARCC
Forward yield4.00%9.06%
Annual dividend / share$2.00$1.92
Payout ratio50%88%
1-year div growth5%2%
5-year div CAGR5%3.1%
Portfolio after 10y$28.0K$43.8K
Annual income after 10y$899.19$2,279.31
Total dividends collected$6.4K$15.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: PHCI vs ARCC ($10,000, DRIP)

YearPHCI PortfolioPHCI Income/yrARCC PortfolioARCC Income/yrGap
1$11,120$420.00$11,774$933.74$654.00ARCC
2$12,357$458.31$13,808$1,045.61$1.5KARCC
3$13,721$499.76$16,135$1,166.34$2.4KARCC
4$15,227$544.58$18,786$1,296.19$3.6KARCC
5$16,885$593.02$21,800$1,435.41$4.9KARCC
6$18,713$645.34$25,215$1,584.23$6.5KARCC
7$20,724$701.81$29,076$1,742.84$8.4KARCC
8$22,938$762.73$33,430$1,911.44$10.5KARCC
9$25,372$828.41$38,328$2,090.21$13.0KARCC
10$28,047$899.19$43,827$2,279.31$15.8KARCC

PHCI vs ARCC: Complete Analysis 2026

PHCIStock

PHCI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PHCI shares.

Full PHCI Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is PHCI or ARCC better for dividend income in 2026?
PHCI currently offers a 4.00% yield (2.00/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, PHCI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PHCI vs ARCC earn per year?
With $10,000 invested today: PHCI pays approximately $400/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $899/year (PHCI) and $2,279/year (ARCC).
Does PHCI or ARCC pay monthly dividends?
PHCI pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this PHCI vs ARCC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

PHCI vs SCHDPHCI vs JEPIPHCI vs OPHCI vs KOPHCI vs MAINPHCI vs HTGCPHCI vs GBDCPHCI vs ORCCARCC vs MAINARCC vs HTGCARCC vs GBDCARCC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.