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PHPPY vs BTI: Dividend Comparison 2026

PHPPY yields 8.58% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PHPPY wins by $160776.88M in total portfolio value
10 years
PHPPY
PHPPY
● Live price
8.58%
Share price
$10.31
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$160776.92M
Annual income
$157,257,204,114.57
Full PHPPY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — PHPPY vs BTI

📍 PHPPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHPPYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHPPY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHPPY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHPPY
Annual income on $10K today (after 15% tax)
$729.56/yr
After 10yr DRIP, annual income (after tax)
$133,668,623,497.38/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, PHPPY beats the other by $133,668,621,115.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHPPY + BTI for your $10,000?

PHPPY: 50%BTI: 50%
100% BTI50/50100% PHPPY
Portfolio after 10yr
$80388.48M
Annual income
$78,628,603,458.42/yr
Blended yield
97.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PHPPY
No analyst data
Altman Z
2.0
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHPPY buys
0
BTI buys
0
No recent congressional trades found for PHPPY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHPPYBTI
Forward yield8.58%5.40%
Annual dividend / share$0.88$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$160776.92M$37.8K
Annual income after 10y$157,257,204,114.57$2,802.29
Total dividends collected$160537.33M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PHPPY vs BTI ($10,000, DRIP)

YearPHPPY PortfolioPHPPY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,417$1,716.61$11,301$601.08+$1.1KPHPPY
2$17,270$3,984.00$12,799$706.58+$4.5KPHPPY
3$28,836$10,357.37$14,527$832.38+$14.3KPHPPY
4$63,180$32,325.44$16,527$982.75+$46.7KPHPPY
5$199,986$132,383.79$18,846$1,162.95+$181.1KPHPPY
6$997,238$783,252.72$21,545$1,379.49+$975.7KPHPPY
7$8,367,444$7,300,399.35$24,694$1,640.41+$8.34MPHPPY
8$123,448,234$114,495,068.58$28,378$1,955.69+$123.42MPHPPY
9$3,289,456,555$3,157,366,945.24$32,702$2,337.79+$3289.42MPHPPY
10$160,776,922,629$157,257,204,114.57$37,794$2,802.29+$160776.88MPHPPY

PHPPY vs BTI: Complete Analysis 2026

PHPPYStock

Signify N.V. provides lighting products, systems, and services in Europe, the Americas, and internationally. The company operates through Digital Solutions, Digital Products, and Conventional Products segments. It offers light-emitting diode (LED) and conventional luminaires, systems, and services for various market segments comprising offices, commercial buildings, shops, hospitality, industry, agriculture, and outdoor environments. The company also provides various LED lamps, including spots, bulbs, and tubes for the professional and consumer channels; and LED electronic components, such as LED drivers and modules to original equipment manufacturers (OEMs) for professional luminaire applications in the retail, office, industry, and outdoor segments, as well as develops and sells connected lighting systems and luminaires. In addition, it produces and sells lamps based on non-LED based technologies, which comprise high intensity discharge lamps, TL, compact fluorescent, halogen, incandescent, electronic ballast and drivers, and specialty lighting products for residential and professional applications; and digital projection lamps and drivers to the OEM market and replacement market. The company was formerly known as Philips Lighting N.V. and changed its name to Signify N.V. in May 2018. Signify N.V. was founded in 1891 and is headquartered in Eindhoven, the Netherlands.

Full PHPPY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.