Is PHPYF or ADC a better dividend investment in 2026?

PHPYF currently yields 243.90% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: PHPYF offers higher current income.

What is the dividend yield difference between PHPYF and ADC?

PHPYF has a forward dividend yield of 243.90% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 239.77 percentage points.

Home › Compare › PHPYF vs ADC

PHPYF vs ADC: Dividend Comparison 2026

PHPYF yields 243.90% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PHPYF wins by $394.44M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PHPYF

● Live price

243.90%

Share price

$0.82

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$394.62M

Annual income

$218,439,906.42

Full PHPYF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — PHPYF vs ADC

📍 PHPYF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PHPYF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PHPYF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PHPYF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHPYF

Annual income on $10K today (after 15% tax)

$20,731.71/yr

After 10yr DRIP, annual income (after tax)

$185,673,920.46/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, PHPYF beats the other by $185,605,242.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHPYF + ADC for your $10,000?

PHPYF: 50%ADC: 50%

100% ADC50/50100% PHPYF

Portfolio after 10yr

$197.40M

Annual income

$109,260,351.86/yr

Blended yield

55.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

PHPYF

No analyst data

Altman Z

40.7

Piotroski

4/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHPYF buys

ADC buys

No recent congressional trades found for PHPYF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPHPYFADC

Forward yield	243.90% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$394.62M ✓	$178.9K
Annual income after 10y	$218,439,906.42 ✓	$80,797.29
Total dividends collected	$375.65M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: PHPYF vs ADC ($10,000, DRIP)

Year	PHPYF Portfolio	PHPYF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$35,090	$24,390.24	$10,990	$580.36	+$24.1K → PHPYF
2	$117,533	$79,986.88	$12,301	$860.26	+$105.2K → PHPYF
3	$376,147	$250,386.00	$14,104	$1,298.62	+$362.0K → PHPYF
4	$1,151,374	$748,897.11	$16,691	$2,008.16	+$1.13M → PHPYF
5	$3,374,355	$2,142,384.97	$20,580	$3,205.09	+$3.35M → PHPYF
6	$9,478,533	$5,867,972.46	$26,754	$5,330.02	+$9.45M → PHPYF
7	$25,546,778	$15,404,747.63	$37,196	$9,345.14	+$25.51M → PHPYF
8	$66,138,099	$38,803,046.68	$56,244	$17,523.09	+$66.08M → PHPYF
9	$164,653,072	$93,885,306.32	$94,286	$35,736.21	+$164.56M → PHPYF
10	$394,618,693	$218,439,906.42	$178,949	$80,797.29	+$394.44M → PHPYF

PHPYF vs ADC: Complete Analysis 2026

PHPYF — Stock

Pushpay Holdings Limited, together with its subsidiaries, provides donor management system to the faith sector, non-profit organizations, and education providers in the United States, Canada, Australia, and New Zealand. Its donor management system comprises donor tools, finance tools, and a custom community app. The company provides engagement, payment, and administration solutions, which enable its customers to enhance participation and build stronger relationships with their communities. It also offers Software as a Service church management system, a platform that provides churches to connect and communicate with their community members; record member service history; and track online giving and perform a range of administrative functions, as well as ChurchStaq, an engagement solution that allows users to connect across various ministry touch points, including giving and donor management, church management, and access to Pushpay's App. Pushpay Holdings Limited was incorporated in 2011 and is based in Auckland, New Zealand.

Full PHPYF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

📬

Get this PHPYF vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PHPYF vs SCHD PHPYF vs JEPI PHPYF vs O PHPYF vs KO PHPYF vs MAIN PHPYF vs NNN PHPYF vs EPRT PHPYF vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.