HomeComparePHYD vs SPHD

PHYD vs SPHD: Dividend Comparison 2026

PHYD yields 9.20% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PHYD wins by $10.2K in total portfolio value
10 years
PHYD
PHYD
● Live price
9.20%
Share price
$49.95
Annual div
$4.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.8K
Annual income
$1,643.30
Full PHYD calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PHYD vs SPHD

📍 PHYD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYDSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHYD + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHYD pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYD
Annual income on $10K today (after 15% tax)
$782.17/yr
After 10yr DRIP, annual income (after tax)
$1,396.80/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PHYD beats the other by $911.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYD + SPHD for your $10,000?

PHYD: 50%SPHD: 50%
100% SPHD50/50100% PHYD
Portfolio after 10yr
$31.7K
Annual income
$1,107.31/yr
Blended yield
3.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYD buys
0
SPHD buys
0
No recent congressional trades found for PHYD or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYDSPHD
Forward yield9.20%4.33%
Annual dividend / share$4.60$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.8K$26.5K
Annual income after 10y$1,643.30$571.32
Total dividends collected$12.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHYD vs SPHD ($10,000, DRIP)

YearPHYD PortfolioPHYD Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,620$920.20$11,133$432.85+$487.00PHYD
2$13,433$999.33$12,363$450.36+$1.1KPHYD
3$15,453$1,079.65$13,695$467.39+$1.8KPHYD
4$17,695$1,160.75$15,138$483.90+$2.6KPHYD
5$20,176$1,242.24$16,697$499.88+$3.5KPHYD
6$22,912$1,323.74$18,382$515.31+$4.5KPHYD
7$25,921$1,404.91$20,198$530.17+$5.7KPHYD
8$29,221$1,485.41$22,157$544.46+$7.1KPHYD
9$32,831$1,564.97$24,266$558.18+$8.6KPHYD
10$36,773$1,643.30$26,536$571.32+$10.2KPHYD

PHYD vs SPHD: Complete Analysis 2026

PHYDStock

The fund seeks high current income. Capital growth is a secondary goal when consistent with achieving high current income. The fund invests mainly in bonds that are below investment grade in quality with a focus on companies or issuers that the fund's investment manager believes meet relevant environmental, social or governance (ESG) criteria on a sector-specific basis.

Full PHYD Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.