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PHYL vs HDV: Dividend Comparison 2026

PHYL yields 7.25% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHYL wins by $8.0K in total portfolio value
10 years
PHYL
PHYL
● Live price
7.25%
Share price
$34.65
Annual div
$2.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,147.63
Full PHYL calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — PHYL vs HDV

📍 PHYL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYLHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHYL + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PHYL pays
HDV pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYL
Annual income on $10K today (after 15% tax)
$615.93/yr
After 10yr DRIP, annual income (after tax)
$975.49/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, PHYL beats the other by $675.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYL + HDV for your $10,000?

PHYL: 50%HDV: 50%
100% HDV50/50100% PHYL
Portfolio after 10yr
$28.3K
Annual income
$750.17/yr
Blended yield
2.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYL buys
0
HDV buys
0
No recent congressional trades found for PHYL or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYLHDV
Forward yield7.25% ✓2.92%
Annual dividend / share$2.51$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K ✓$24.3K
Annual income after 10y$1,147.63 ✓$352.73
Total dividends collected$9.4K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHYL vs HDV ($10,000, DRIP)

YearPHYL PortfolioPHYL Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,425$724.62$11,002$292.38+$423.00 → PHYL
2$12,998$773.69$12,084$300.36+$914.00 → PHYL
3$14,731$822.66$13,250$308.02+$1.5K → PHYL
4$16,633$871.32$14,506$315.35+$2.1K → PHYL
5$18,717$919.49$15,858$322.35+$2.9K → PHYL
6$20,994$967.00$17,313$329.04+$3.7K → PHYL
7$23,477$1,013.69$18,878$335.42+$4.6K → PHYL
8$26,180$1,059.43$20,560$341.49+$5.6K → PHYL
9$29,117$1,104.11$22,367$347.25+$6.8K → PHYL
10$32,303$1,147.63$24,307$352.73+$8.0K → PHYL

PHYL vs HDV: Complete Analysis 2026

PHYL — Stock

The investment objective of PGIM Active High Yield Bond ETF is to seek total return through a combination of current income and capital appreciation.

Full PHYL Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.