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PHYL vs QYLD: Dividend Comparison 2026

PHYL yields 7.25% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHYL wins by $6.9K in total portfolio value
10 years
PHYL
PHYL
● Live price
7.25%
Share price
$34.65
Annual div
$2.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,147.63
Full PHYL calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — PHYL vs QYLD

📍 PHYL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYLQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHYL + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PHYL pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYL
Annual income on $10K today (after 15% tax)
$615.93/yr
After 10yr DRIP, annual income (after tax)
$975.49/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $3,834.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYL + QYLD for your $10,000?

PHYL: 50%QYLD: 50%
100% QYLD50/50100% PHYL
Portfolio after 10yr
$28.9K
Annual income
$3,403.47/yr
Blended yield
11.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYL buys
0
QYLD buys
0
No recent congressional trades found for PHYL or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYLQYLD
Forward yield7.25%11.92% ✓
Annual dividend / share$2.51 ✓$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K ✓$25.4K
Annual income after 10y$1,147.63$5,659.31 ✓
Total dividends collected$9.4K$27.1K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PHYL vs QYLD ($10,000, DRIP)

YearPHYL PortfolioPHYL Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,425$724.62$10,352$1,192.36+$1.1K → PHYL
2$12,998$773.69$10,830$1,347.57+$2.2K → PHYL
3$14,731$822.66$11,460$1,539.07+$3.3K → PHYL
4$16,633$871.32$12,275$1,777.84+$4.4K → PHYL
5$18,717$919.49$13,323$2,078.95+$5.4K → PHYL
6$20,994$967.00$14,667$2,463.34+$6.3K → PHYL
7$23,477$1,013.69$16,396$2,960.57+$7.1K → PHYL
8$26,180$1,059.43$18,631$3,612.97+$7.5K → PHYL
9$29,117$1,104.11$21,548$4,482.15+$7.6K → PHYL
10$32,303$1,147.63$25,398$5,659.31+$6.9K → PHYL

PHYL vs QYLD: Complete Analysis 2026

PHYL — Stock

The investment objective of PGIM Active High Yield Bond ETF is to seek total return through a combination of current income and capital appreciation.

Full PHYL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.