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PIK vs MCD: Dividend Comparison 2026

PIK yields 84.03% · MCD yields 2.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PIK wins by $1.96M in total portfolio value
10 years
PIK
PIK
● Live price
84.03%
Share price
$2.38
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.98M
Annual income
$593,470.68
Full PIK calculator →
MCD
McDonald's Corporation
● Live price
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — PIK vs MCD

📍 PIK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPIKMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PIK + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PIK pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PIK
Annual income on $10K today (after 15% tax)
$7,142.86/yr
After 10yr DRIP, annual income (after tax)
$504,450.08/yr
MCD
Annual income on $10K today (after 15% tax)
$192.80/yr
After 10yr DRIP, annual income (after tax)
$554.45/yr
At 15% tax rate, PIK beats the other by $503,895.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PIK + MCD for your $10,000?

PIK: 50%MCD: 50%
100% MCD50/50100% PIK
Portfolio after 10yr
$1.00M
Annual income
$297,061.49/yr
Blended yield
29.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

PIK
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-12.8
Piotroski
3/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+19.4% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PIK buys
0
MCD buys
0
No recent congressional trades found for PIK or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPIKMCD
Forward yield84.03%2.27%
Annual dividend / share$2.00$6.68
Payout ratio50%72%
1-year div growth0%10%
5-year div CAGR0%8.5%
Portfolio after 10y$1.98M$21.0K
Annual income after 10y$593,470.68$652.30
Total dividends collected$1.73M$4.2K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyBuy

Year-by-year: PIK vs MCD ($10,000, DRIP)

YearPIK PortfolioPIK Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$19,103$8,403.36$10,726$246.11+$8.4KPIK
2$35,444$15,003.03$11,514$273.29+$23.9KPIK
3$63,940$26,014.99$12,371$303.73+$51.6KPIK
4$112,276$43,860.35$13,302$337.85+$99.0KPIK
5$192,114$71,978.72$14,317$376.12+$177.8KPIK
6$320,666$115,104.62$15,423$419.10+$305.2KPIK
7$522,671$179,557.63$16,631$467.42+$506.0KPIK
8$832,781$273,523.56$17,951$521.82+$814.8KPIK
9$1,298,375$407,299.36$19,396$583.12+$1.28MPIK
10$1,982,732$593,470.68$20,979$652.30+$1.96MPIK

PIK vs MCD: Complete Analysis 2026

PIKStock

Kidpik Corp. operates as a subscription-based e-commerce company that sells kids apparel, footwear, and accessories. The company offers apparel, including tops, bottoms, cardigans, jackets, dresses, and swimwear in knit and woven fabrications; shoes, such as sneakers, boots, sandals, and dress shoes; and accessories comprising sunglasses, jewelry, bags, socks, hats, hair goods, and other items. It serves its customers through its retail website, shop.kidpik.com; amazon.com; and clothing subscription boxes, which provide mix-&-match coordinated outfits that are personalized based on each member's preferences. The company was incorporated in 2015 and is based in New York, New York.

Full PIK Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.