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PINXY vs BTI: Dividend Comparison 2026

PINXY yields 3.45% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PINXY wins by $13.4K in total portfolio value· pulled ahead in Year 6
10 years
PINXY
PINXY
● Live price
3.45%
Share price
$15.65
Annual div
$0.54
5Y div CAGR
27.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.1K
Annual income
$8,383.15
Full PINXY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PINXY vs BTI

📍 PINXY pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPINXYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PINXY + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PINXY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PINXY
Annual income on $10K today (after 15% tax)
$293.38/yr
After 10yr DRIP, annual income (after tax)
$7,125.68/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, PINXY beats the other by $4,757.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PINXY + BTI for your $10,000?

PINXY: 50%BTI: 50%
100% BTI50/50100% PINXY
Portfolio after 10yr
$44.4K
Annual income
$5,584.89/yr
Blended yield
12.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PINXY
No analyst data
Altman Z
0.7
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PINXY buys
0
BTI buys
0
No recent congressional trades found for PINXY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPINXYBTI
Forward yield3.45%5.38% ✓
Annual dividend / share$0.54$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.3% ✓11.3%
Portfolio after 10y$51.1K ✓$37.7K
Annual income after 10y$8,383.15 ✓$2,786.64
Total dividends collected$26.9K ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PINXY vs BTI ($10,000, DRIP)

YearPINXY PortfolioPINXY Income/yrBTI PortfolioBTI Income/yrGap
1$11,139$439.39$11,299$598.92$160.00 → BTI
2$12,501$582.31$12,794$703.91$293.00 → BTI
3$14,154$777.49$14,518$829.07$364.00 → BTI
4$16,192$1,047.28$16,513$978.64$321.00 → BTI
5$18,751$1,425.37$18,827$1,157.84$76.00 → BTI
6← crossover$22,027$1,963.78$21,518$1,373.12+$509.00 → PINXY
7$26,314$2,744.57$24,657$1,632.46+$1.7K → PINXY
8$32,056$3,900.69$28,329$1,945.74+$3.7K → PINXY
9$39,954$5,653.51$32,637$2,325.33+$7.3K → PINXY
10$51,134$8,383.15$37,708$2,786.64+$13.4K → PINXY

PINXY vs BTI: Complete Analysis 2026

PINXY — Stock

The People's Insurance Company (Group) of China Limited, an investment holding company, engages in the insurance business in the People's Republic of China. It operates through Non-Life Insurance, Life Insurance, Health Insurance, Asset Management, and Others segments. The company offers property and casualty insurance products, including motor vehicle, commercial property, liability, credit, accidental injury and health, cargo, agricultural, and other insurance products. It also provides life insurance products comprising general life and health insurance, participating life insurance, universal life insurance, and accident insurance; and health insurance products, such as medical, illness, nursing care, accidental injury, disability losses, and participating endowment insurance products. In addition, the company engages in asset management, insurance agent, and reinsurance business, as well as offers integrated financial products and services. The People's Insurance Company (Group) of China Limited was founded in 1949 and is based in Beijing, the People's Republic of China.

Full PINXY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.