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PM vs HTGC: Dividend Comparison 2026

PM yields 4.27% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $11.7K in total portfolio value
10 years
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — PM vs HTGC

Annual dividend income

MetricPMHTGC
Forward yield4.27%10.22%
Annual dividend / share$5.40$1.88
Payout ratio84%90%
1-year div growth3.9%5.6%
5-year div CAGR2.8%4.2%
Portfolio after 10y$42.0K$53.7K
Annual income after 10y$721.58$3,064.35
Total dividends collected$5.8K$19.5K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesBDC

Year-by-year: PM vs HTGC ($10,000, DRIP)

YearPM PortfolioPM Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,679$438.83$12,045$1,064.65$366.00HTGC
2$13,596$468.73$14,442$1,216.94$846.00HTGC
3$15,781$499.06$17,242$1,384.73$1.5KHTGC
4$18,267$529.79$20,501$1,568.89$2.2KHTGC
5$21,093$560.89$24,280$1,770.26$3.2KHTGC
6$24,301$592.34$28,649$1,989.67$4.3KHTGC
7$27,939$624.14$33,685$2,227.97$5.7KHTGC
8$32,059$656.28$39,472$2,485.98$7.4KHTGC
9$36,723$688.76$46,104$2,764.50$9.4KHTGC
10$41,999$721.58$53,687$3,064.35$11.7KHTGC

PM vs HTGC: Complete Analysis 2026

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is PM or HTGC better for dividend income in 2026?
PM currently offers a 4.27% yield (5.40/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PM vs HTGC earn per year?
With $10,000 invested today: PM pays approximately $427/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $722/year (PM) and $3,064/year (HTGC).
Does PM or HTGC pay monthly dividends?
PM pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.